IFSC Code of Jana Small Finance Bank Ltd, Joka, Joka, Odisha — JSFB0004924

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Joka branch in Mayur Bhanj, Joka, Odisha, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Jana Small Finance Bank Ltd located in Mayur Bhanj or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code JSFB0004924. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Jana Small Finance Bank Ltd, Joka, Mayur Bhanj

Here are the main details that are associated with the IFSC Code JSFB0004924 of Jana Small Finance Bank Ltd for its branch located in Mayur Bhanj, within the district of Joka in the state of Odisha.

These details helps users in online banking and for businesses and individuals who use Jana Small Finance Bank Ltd in Mayur Bhanj for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004924 for the Joka branch of Jana Small Finance Bank Ltd plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like JSFB0004924 is given to every bank branch, including Jana Small Finance Bank Ltd located in Joka, Mayur Bhanj, Odisha, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Jana Small Finance Bank Ltd branch in Mayur Bhanj.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Mayur Bhanj and Joka.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Joka doesn't end up at another location.

Format of the IFSC Code JSFB0004924

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Jana Small Finance Bank Ltd, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Joka in Mayur Bhanj.

For example, the IFSC Code JSFB0004924 of Jana Small Finance Bank Ltd for the Joka branch includes these elements, identifying the bank and the branch location in Mayur Bhanj and Odisha correctly.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are trying to find the IFSC Code JSFB0004924 of Jana Small Finance Bank Ltd for its Joka branch located in Mayur Bhanj, the following methods can help:

Cheque Book

The cheque books that are issued by Jana Small Finance Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Jana Small Finance Bank Ltd branches in Mayur Bhanj and Joka, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and find the branch locator section. Search for Joka or Mayur Bhanj to get the exact IFSC Code JSFB0004924.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Jana Small Finance Bank Ltd and Mayur Bhanj that will provide accurate information.

How to Use IFSC Code JSFB0004924 for Online Transfers?

Once you have the IFSC Code JSFB0004924 for the Joka branch of Jana Small Finance Bank Ltd in Mayur Bhanj, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code JSFB0004924. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004924.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jana Small Finance Bank Ltd Joka in Mayur Bhanj, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Joka, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Jana Small Finance Bank Ltd website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Mayur Bhanj to handle online money transfers and get their cheques cleared smoothly.