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IFSC Code of Jana Small Finance Bank Ltd, Chandanpur, Mayur Bhanj, Odisha — JSFB0004903

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Chandanpur branch in Mayur Bhanj, Mayur Bhanj, Odisha, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Jana Small Finance Bank Ltd situated in Mayur Bhanj or anywhere in Odisha can easily transfer funds instantly by using the correct IFSC Code JSFB0004903. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Chandanpur, Mayur Bhanj

Below in the table are the key details related to IFSC Code JSFB0004903 of Jana Small Finance Bank Ltd for its branch located in Mayur Bhanj, within the district of Mayur Bhanj in the state of Odisha.

Particulars Details
Bank Jana Small Finance Bank Ltd
IFSC Code JSFB0004903
Branch Chandanpur
City Mayur Bhanj
District Mayur Bhanj
State Odisha
Address Jana Small Finance Bank,Chandanpur Gramapanchayat Office,Po Katara Chandan Pur,Via Bangriposi,Dist Mayur Bhanj 757032

These details help users in online banking and for businesses and individuals who use Jana Small Finance Bank Ltd in Mayur Bhanj for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004903 for the Chandanpur branch of Jana Small Finance Bank Ltd has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jana Small Finance Bank Ltd located in Chandanpur, Mayur Bhanj, Odisha, is provided a unique IFSC like JSFB0004903 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Jana Small Finance Bank Ltd branch in Mayur Bhanj.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Mayur Bhanj and Mayur Bhanj.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Odisha and the rest of India, the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Chandanpur do not get misguided to another person.

Format of the IFSC Code JSFB0004903

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Jana Small Finance Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chandanpur in Mayur Bhanj.

For example, the IFSC Code JSFB0004903 of Jana Small Finance Bank Ltd for the Chandanpur branch includes these elements, identifying the bank and the branch location in Mayur Bhanj and Odisha accurately.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are trying to find the IFSC Code JSFB0004903 of Jana Small Finance Bank Ltd for its Chandanpur branch located in Mayur Bhanj, the following methods can help:

Cheque Book

The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Jana Small Finance Bank Ltd branches in Mayur Bhanj and Mayur Bhanj, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and navigate to the branch locator section. Search for Chandanpur or Mayur Bhanj to get the exact IFSC Code JSFB0004903.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jana Small Finance Bank Ltd and Mayur Bhanj, you'll get the correct details.

How to Use IFSC Code JSFB0004903 for Online Transfers?

Once you have the IFSC Code JSFB0004903 for the Chandanpur branch of Jana Small Finance Bank Ltd in Mayur Bhanj, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code JSFB0004903. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004903.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jana Small Finance Bank Ltd Chandanpur in Mayur Bhanj, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Chandanpur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jana Small Finance Bank Ltd website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Mayur Bhanj to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jana Small Finance Bank Ltd in Chandanpur, Mayur Bhanj?

The IFSC Code is JSFB0004903.

Is the IFSC Code JSFB0004903 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Jana Small Finance Bank Ltd Chandanpur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chandanpur branch?

The address of the branch is Jana Small Finance Bank,Chandanpur Gramapanchayat Office,Po Katara Chandan Pur,Via Bangriposi,Dist Mayur Bhanj 757032 located in Mayur Bhanj, Mayur Bhanj, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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