Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Ismailabad branch in Kurukshetra, Kurukshetra, Haryana, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Jana Small Finance Bank Ltd located in Kurukshetra or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code JSFB0004960. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Jana Small Finance Bank Ltd, Ismailabad, Kurukshetra
Here are some of the key details that come with the IFSC Code JSFB0004960 of Jana Small Finance Bank Ltd for its branch located in Kurukshetra, within the district of Kurukshetra in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Jana Small Finance Bank Ltd |
| IFSC Code | JSFB0004960 |
| Branch | Ismailabad |
| City | Kurukshetra |
| District | Kurukshetra |
| State | Haryana |
| Address | Jana Small Finance Bank Ltd,Surbhi Palace,Ambala Hissar Road,Opp.New Grain Market,Ismailabad,Haryana 136129 |
These details helps users in online banking and for businesses and individuals who use Jana Small Finance Bank Ltd in Kurukshetra for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004960 for the Ismailabad branch of Jana Small Finance Bank Ltd plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jana Small Finance Bank Ltd located in Ismailabad, Kurukshetra, Haryana, is provided with a unique IFSC like JSFB0004960 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Jana Small Finance Bank Ltd branch in Kurukshetra.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Kurukshetra and Kurukshetra.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Haryana and the rest of India and the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Ismailabad do not get mixed with another location.
Format of the IFSC Code JSFB0004960
The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Jana Small Finance Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ismailabad in Kurukshetra.
For example, the IFSC Code JSFB0004960 of Jana Small Finance Bank Ltd for the Ismailabad branch includes these elements, identifying the bank and the branch location in Kurukshetra and Haryana accurately.
How to Find IFSC Code for Jana Small Finance Bank Ltd?
To find the IFSC Code JSFB0004960 of Jana Small Finance Bank Ltd for its Ismailabad branch located in Kurukshetra, the following methods can help you out:
Cheque Book
The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Jana Small Finance Bank Ltd branches in Kurukshetra and Kurukshetra, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Jana Small Finance Bank Ltd and go to the branch locator section. Then search for Ismailabad or Kurukshetra to find the exact IFSC Code JSFB0004960.
Mobile Banking App
If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Jana Small Finance Bank Ltd and Kurukshetra will provide accurate information.
How to Use IFSC Code JSFB0004960 for Online Transfers?
If you have the IFSC Code JSFB0004960 for the Ismailabad branch of Jana Small Finance Bank Ltd in Kurukshetra, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JSFB0004960. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004960.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Ismailabad in Kurukshetra, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Ismailabad, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jana Small Finance Bank Ltd website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Kurukshetra manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Ismailabad Kurukshetra branch is JSFB0004960.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Jana Small Finance Bank Ltd,Surbhi Palace,Ambala Hissar Road,Opp.New Grain Market,Ismailabad,Haryana 136129.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.