For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Thalikothanur branch in Krishnagiri, Thalikothanur, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Jana Small Finance Bank Ltd located in Krishnagiri or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code JSFB0004699. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Thalikothanur, Krishnagiri

Below in the table are the key details related to IFSC Code JSFB0004699 of Jana Small Finance Bank Ltd for its branch located in Krishnagiri, within the district of Thalikothanur in the state of Tamil Nadu.

Particulars Details
Bank Jana Small Finance Bank Ltd
IFSC Code JSFB0004699
Branch Thalikothanur
City Krishnagiri
District Thalikothanur
State Tamil Nadu
Address 882, Nagarathnamma Wo Lingappa Thali Kothanooru Denkanikottai Tqkrishnagiri Dt

These details are important not only for users using online banking but also for businesses and individuals who use Jana Small Finance Bank Ltd in Krishnagiri for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code JSFB0004699 for the Thalikothanur branch of Jana Small Finance Bank Ltd is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jana Small Finance Bank Ltd located in Thalikothanur, Krishnagiri, Tamil Nadu, is provided a unique IFSC like JSFB0004699 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Jana Small Finance Bank Ltd branch in Krishnagiri.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Krishnagiri and Thalikothanur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Thalikothanur do not get misguided to another person.

Format of the IFSC Code JSFB0004699

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Jana Small Finance Bank Ltd, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Thalikothanur in Krishnagiri.

For example, the IFSC Code JSFB0004699 of Jana Small Finance Bank Ltd for the Thalikothanur branch has these elements, identifying the bank and the branch location in Krishnagiri and Tamil Nadu correctly.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

To find the IFSC Code JSFB0004699 of Jana Small Finance Bank Ltd for its Thalikothanur branch located in Krishnagiri, the following methods can help you out:

Cheque Book

The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Jana Small Finance Bank Ltd branches in Krishnagiri and Thalikothanur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and go to the branch locator section. Then search for Thalikothanur or Krishnagiri to find the exact IFSC Code JSFB0004699.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Jana Small Finance Bank Ltd and Krishnagiri will provide accurate information.

How to Use IFSC Code JSFB0004699 for Online Transfers?

Once you have the IFSC Code JSFB0004699 for the Thalikothanur branch of Jana Small Finance Bank Ltd in Krishnagiri, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code JSFB0004699. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004699.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jana Small Finance Bank Ltd Thalikothanur in Krishnagiri, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Thalikothanur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jana Small Finance Bank Ltd website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Krishnagiri manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jana Small Finance Bank Ltd Thalikothanur Krishnagiri?

The IFSC Code of the Thalikothanur Krishnagiri branch is JSFB0004699.

Is IFSC Code JSFB0004699 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Jana Small Finance Bank Ltd Thalikothanur branch?

The branch is located at 882, Nagarathnamma Wo Lingappa Thali Kothanooru Denkanikottai Tqkrishnagiri Dt.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.