The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Bandarapalli branch in Krishnagiri, Bandarapalli, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Jana Small Finance Bank Ltd located in Krishnagiri or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code JSFB0004694. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Jana Small Finance Bank Ltd, Bandarapalli, Krishnagiri

Here are the key points that are associated with the IFSC Code JSFB0004694 of Jana Small Finance Bank Ltd for its branch located in Krishnagiri, within the district of Bandarapalli in the state of Tamil Nadu.

Particulars Details
Bank Jana Small Finance Bank Ltd
IFSC Code JSFB0004694
Branch Bandarapalli
City Krishnagiri
District Bandarapalli
State Tamil Nadu
Address Bandarapalli, 112Billanakuppm Po Krishnagiri Dt635115

These details are important not only for users using online banking but also for businesses and individuals who use Jana Small Finance Bank Ltd in Krishnagiri for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code JSFB0004694 for the Bandarapalli branch of Jana Small Finance Bank Ltd is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jana Small Finance Bank Ltd located in Bandarapalli, Krishnagiri, Tamil Nadu, is provided a unique IFSC like JSFB0004694 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Jana Small Finance Bank Ltd branch in Krishnagiri.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Krishnagiri and Bandarapalli.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Bandarapalli do not get misguided to another person.

Format of the IFSC Code JSFB0004694

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Jana Small Finance Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bandarapalli in Krishnagiri.

For example, the IFSC Code JSFB0004694 of Jana Small Finance Bank Ltd for the Bandarapalli branch includes these elements, identifying the bank and the branch location in Krishnagiri and Tamil Nadu accurately.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are looking for the IFSC Code JSFB0004694 of Jana Small Finance Bank Ltd for its Bandarapalli branch located in Krishnagiri, the following methods can help:

Cheque Book

The cheque book that is issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Jana Small Finance Bank Ltd branches in Krishnagiri and Bandarapalli, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Jana Small Finance Bank Ltd and look for the branch locator section, then search for Bandarapalli or Krishnagiri to get the exact IFSC Code JSFB0004694.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Jana Small Finance Bank Ltd and Krishnagiri, then it will provide you proper information.

How to Use IFSC Code JSFB0004694 for Online Transfers?

Once you have the IFSC Code JSFB0004694 for the Bandarapalli branch of Jana Small Finance Bank Ltd in Krishnagiri, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code JSFB0004694. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004694.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jana Small Finance Bank Ltd Bandarapalli in Krishnagiri, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Bandarapalli, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jana Small Finance Bank Ltd website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Krishnagiri manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jana Small Finance Bank Ltd Bandarapalli Krishnagiri?

The IFSC Code of the Bandarapalli Krishnagiri branch is JSFB0004694.

Is IFSC Code JSFB0004694 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Jana Small Finance Bank Ltd Bandarapalli branch?

The branch is located at Bandarapalli, 112Billanakuppm Po Krishnagiri Dt635115.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.