The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Arasakuppam branch in Krishnagiri, Arasakuppam, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Jana Small Finance Bank Ltd located in Krishnagiri or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code JSFB0004700. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Jana Small Finance Bank Ltd, Arasakuppam, Krishnagiri

Here are some of the key details that come with the IFSC Code JSFB0004700 of Jana Small Finance Bank Ltd for its branch located in Krishnagiri, within the district of Arasakuppam in the state of Tamil Nadu.

Particulars Details
Bank Jana Small Finance Bank Ltd
IFSC Code JSFB0004700
Branch Arasakuppam
City Krishnagiri
District Arasakuppam
State Tamil Nadu
Address Reddy Building 23A , Kalligopasandra Village Kelamangala Main Road Opp To Govt High School, Ngr Building, Dankanikottai Taluk, Krishnagiri Dt Pin 635107

These details helps users in online banking and for businesses and individuals who use Jana Small Finance Bank Ltd in Krishnagiri for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004700 for the Arasakuppam branch of Jana Small Finance Bank Ltd plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jana Small Finance Bank Ltd located in Arasakuppam, Krishnagiri, Tamil Nadu, are given a unique IFSC like JSFB0004700 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Krishnagiri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Krishnagiri and Arasakuppam.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Jana Small Finance Bank Ltd in Arasakuppam goes to the correct branch. This is important because Jana Small Finance Bank Ltd has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code JSFB0004700

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Jana Small Finance Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Arasakuppam in Krishnagiri.

For example, the IFSC Code JSFB0004700 of Jana Small Finance Bank Ltd for the Arasakuppam branch includes these elements, identifying the bank and the branch location in Krishnagiri and Tamil Nadu correctly.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are trying to find the IFSC Code JSFB0004700 of Jana Small Finance Bank Ltd for its Arasakuppam branch located in Krishnagiri, the following methods can help:

Cheque Book

The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Jana Small Finance Bank Ltd branches in Krishnagiri and Arasakuppam, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and navigate to the branch locator section. Search for Arasakuppam or Krishnagiri to get the exact IFSC Code JSFB0004700.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jana Small Finance Bank Ltd and Krishnagiri, you'll get the correct details.

How to Use IFSC Code JSFB0004700 for Online Transfers?

Once you have the IFSC Code JSFB0004700 for the Arasakuppam branch of Jana Small Finance Bank Ltd in Krishnagiri, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JSFB0004700. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004700.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Arasakuppam in Krishnagiri may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Arasakuppam, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jana Small Finance Bank Ltd website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Krishnagiri manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jana Small Finance Bank Ltd Arasakuppam Krishnagiri?

The IFSC Code of the Arasakuppam Krishnagiri branch is JSFB0004700.

Is IFSC Code JSFB0004700 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Jana Small Finance Bank Ltd Arasakuppam branch?

The branch is located at Reddy Building 23A , Kalligopasandra Village Kelamangala Main Road Opp To Govt High School, Ngr Building, Dankanikottai Taluk, Krishnagiri Dt Pin 635107.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.