For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Thakurpukur branch in Kolkata, Thakurpukur, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Jana Small Finance Bank Ltd located in Kolkata or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code JSFB0004617. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Thakurpukur, Kolkata

Below in the table are the key details related to IFSC Code JSFB0004617 of Jana Small Finance Bank Ltd for its branch located in Kolkata, within the district of Thakurpukur in the state of West Bengal.

Particulars Details
Bank Jana Small Finance Bank Ltd
IFSC Code JSFB0004617
Branch Thakurpukur
City Kolkata
District Thakurpukur
State West Bengal
Address Riddhi-Siddhi Sree,Ground& First Floor,203,M.G.Road,Kolkata,Pin - 700063

These details helps users in online banking and for businesses and individuals who use Jana Small Finance Bank Ltd in Kolkata for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004617 for the Thakurpukur branch of Jana Small Finance Bank Ltd plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jana Small Finance Bank Ltd located in Thakurpukur, Kolkata, West Bengal, is provided a unique IFSC like JSFB0004617 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Jana Small Finance Bank Ltd branch in Kolkata.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kolkata and Thakurpukur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Thakurpukur do not get misguided to another person.

Format of the IFSC Code JSFB0004617

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Jana Small Finance Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Thakurpukur in Kolkata.

For example, the IFSC Code JSFB0004617 of Jana Small Finance Bank Ltd for the Thakurpukur branch includes these elements, identifying the bank and the branch location in Kolkata and West Bengal correctly.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are trying to find the IFSC Code JSFB0004617 of Jana Small Finance Bank Ltd for its Thakurpukur branch located in Kolkata, the following methods can help:

Cheque Book

The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Jana Small Finance Bank Ltd branches in Kolkata and Thakurpukur, print them on the first page of your passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and navigate to the branch locator section. Search for Thakurpukur or Kolkata to get the exact IFSC Code JSFB0004617.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jana Small Finance Bank Ltd and Kolkata, you'll get the correct details.

How to Use IFSC Code JSFB0004617 for Online Transfers?

Once you have the IFSC Code JSFB0004617 for the Thakurpukur branch of Jana Small Finance Bank Ltd in Kolkata, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code JSFB0004617. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004617.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jana Small Finance Bank Ltd Thakurpukur in Kolkata, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Thakurpukur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jana Small Finance Bank Ltd website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kolkata manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jana Small Finance Bank Ltd in Thakurpukur, Kolkata?

The IFSC Code is JSFB0004617.

Is the IFSC Code JSFB0004617 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Jana Small Finance Bank Ltd Thakurpukur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Thakurpukur branch?

The address of the branch is Riddhi-Siddhi Sree,Ground& First Floor,203,M.G.Road,Kolkata,Pin - 700063 located in Kolkata, Thakurpukur, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.