IFSC Code of Jana Small Finance Bank Ltd, Khordha, Khordha, Odisha — JSFB0004653

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Khordha branch in Khurda, Khordha, Odisha, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Jana Small Finance Bank Ltd situated in Khurda or anywhere in Odisha can easily transfer funds instantly by using the correct IFSC Code JSFB0004653. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Khordha, Khurda

Here are the main details that are associated with the IFSC Code JSFB0004653 of Jana Small Finance Bank Ltd for its branch located in Khurda, within the district of Khordha in the state of Odisha.

These details helps users in online banking and for businesses and individuals who use Jana Small Finance Bank Ltd in Khurda for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004653 for the Khordha branch of Jana Small Finance Bank Ltd plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like JSFB0004653 is given to every bank branch, including Jana Small Finance Bank Ltd located in Khordha, Khurda, Odisha, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Jana Small Finance Bank Ltd branch in Khurda.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Khurda and Khordha.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Khordha doesn't end up at another location.

Format of the IFSC Code JSFB0004653

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Jana Small Finance Bank Ltd, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khordha in Khurda.

For example, the IFSC Code JSFB0004653 of Jana Small Finance Bank Ltd for the Khordha branch includes these elements, identifying the bank and the branch location in Khurda and Odisha accurately.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are looking for the IFSC Code JSFB0004653 of Jana Small Finance Bank Ltd for its Khordha branch located in Khurda, the following methods can help:

Cheque Book

The cheque book that is issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Jana Small Finance Bank Ltd branches in Khurda and Khordha, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Jana Small Finance Bank Ltd and look for the branch locator section, then search for Khordha or Khurda to get the exact IFSC Code JSFB0004653.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Jana Small Finance Bank Ltd and Khurda, then it will provide you proper information.

How to Use IFSC Code JSFB0004653 for Online Transfers?

Once you have the IFSC Code JSFB0004653 for the Khordha branch of Jana Small Finance Bank Ltd in Khurda, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code JSFB0004653. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004653.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jana Small Finance Bank Ltd Khordha in Khurda, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Jana Small Finance Bank Ltd in Khordha, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Jana Small Finance Bank Ltd website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Khurda manage online transfers as well as cheque clearances with ease.