For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Badaberena branch in Khordha, Khordha, Odisha, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Jana Small Finance Bank Ltd located in Khordha or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code JSFB0004906. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Jana Small Finance Bank Ltd, Badaberena, Khordha
Here are the main details that are associated with the IFSC Code JSFB0004906 of Jana Small Finance Bank Ltd for its branch located in Khordha, within the district of Khordha in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | Jana Small Finance Bank Ltd |
| IFSC Code | JSFB0004906 |
| Branch | Badaberena |
| City | Khordha |
| District | Khordha |
| State | Odisha |
| Address | Jana Small Finance Bank,Gram Panchayat Office,At Po-Badaberena,Dist Khordha,Odisha 752061 |
These details are essential not only for online banking users but also for businesses and individuals who use Jana Small Finance Bank Ltd in Khordha for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004906 for the Badaberena branch of Jana Small Finance Bank Ltd plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like JSFB0004906 is given to every bank branch, including Jana Small Finance Bank Ltd located in Badaberena, Khordha, Odisha, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Jana Small Finance Bank Ltd branch in Khordha.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Khordha and Khordha.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Badaberena doesn't end up at another location.
Format of the IFSC Code JSFB0004906
The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Jana Small Finance Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Badaberena in Khordha.
For example, the IFSC Code JSFB0004906 of Jana Small Finance Bank Ltd for the Badaberena branch includes these elements, identifying the bank and the branch location in Khordha and Odisha correctly.
How to Find IFSC Code for Jana Small Finance Bank Ltd?
If you are looking for the IFSC Code JSFB0004906 of Jana Small Finance Bank Ltd for its Badaberena branch located in Khordha, the following methods can help:
Cheque Book
The cheque book that is issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Jana Small Finance Bank Ltd branches in Khordha and Khordha, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Jana Small Finance Bank Ltd and look for the branch locator section, then search for Badaberena or Khordha to get the exact IFSC Code JSFB0004906.
Mobile Banking App
If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Jana Small Finance Bank Ltd and Khordha, then it will provide you proper information.
How to Use IFSC Code JSFB0004906 for Online Transfers?
Once you have the IFSC Code JSFB0004906 for the Badaberena branch of Jana Small Finance Bank Ltd in Khordha, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JSFB0004906. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004906.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Badaberena in Khordha, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Badaberena, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jana Small Finance Bank Ltd website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Khordha manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is JSFB0004906.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Jana Small Finance Bank,Gram Panchayat Office,At Po-Badaberena,Dist Khordha,Odisha 752061 located in Khordha, Khordha, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.