IFSC Code of Jana Small Finance Bank Ltd, Kendujhar, Keonjhar, Odisha — JSFB0004772

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Kendujhar branch in Keonjhar, Keonjhar, Odisha, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Jana Small Finance Bank Ltd located in Keonjhar or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code JSFB0004772. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Kendujhar, Keonjhar

Below in the table are the key details related to IFSC Code JSFB0004772 of Jana Small Finance Bank Ltd for its branch located in Keonjhar, within the district of Keonjhar in the state of Odisha.

These details are important not only for users using online banking but also for businesses and individuals who use Jana Small Finance Bank Ltd in Keonjhar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code JSFB0004772 for the Kendujhar branch of Jana Small Finance Bank Ltd is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like JSFB0004772 is given to every bank branch, including Jana Small Finance Bank Ltd located in Kendujhar, Keonjhar, Odisha, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Jana Small Finance Bank Ltd branch in Keonjhar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Keonjhar and Keonjhar.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Kendujhar doesn't end up at another location.

Format of the IFSC Code JSFB0004772

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Jana Small Finance Bank Ltd, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kendujhar in Keonjhar.

For example, the IFSC Code JSFB0004772 of Jana Small Finance Bank Ltd for the Kendujhar branch includes these elements, identifying the bank and the branch location in Keonjhar and Odisha accurately.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are looking for the IFSC Code JSFB0004772 of Jana Small Finance Bank Ltd for its Kendujhar branch located in Keonjhar, the following methods can help:

Cheque Book

The cheque book that is issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Jana Small Finance Bank Ltd branches in Keonjhar and Keonjhar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Jana Small Finance Bank Ltd and look for the branch locator section, then search for Kendujhar or Keonjhar to get the exact IFSC Code JSFB0004772.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Jana Small Finance Bank Ltd and Keonjhar, then it will provide you proper information.

How to Use IFSC Code JSFB0004772 for Online Transfers?

Once you have the IFSC Code JSFB0004772 for the Kendujhar branch of Jana Small Finance Bank Ltd in Keonjhar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JSFB0004772. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004772.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Kendujhar in Keonjhar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Kendujhar, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Jana Small Finance Bank Ltd website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Keonjhar manage online transfers as well as cheque clearances with ease.