IFSC Code of Jana Small Finance Bank Ltd, Jitendra Nayak, Kendujhar, Odisha — JSFB0004889

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Jitendra Nayak branch in Kendujhar, Kendujhar, Odisha, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Jana Small Finance Bank Ltd situated in Kendujhar or anywhere in Odisha can easily transfer funds instantly by using the correct IFSC Code JSFB0004889. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Jitendra Nayak, Kendujhar

Here are the main details that are associated with the IFSC Code JSFB0004889 of Jana Small Finance Bank Ltd for its branch located in Kendujhar, within the district of Kendujhar in the state of Odisha.

These details are crucial, not just for online banking users but also for businesses and individuals who use Jana Small Finance Bank Ltd in Kendujhar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004889 for the Jitendra Nayak branch of Jana Small Finance Bank Ltd has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like JSFB0004889 is given to every bank branch, including Jana Small Finance Bank Ltd located in Jitendra Nayak, Kendujhar, Odisha, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Jana Small Finance Bank Ltd branch in Kendujhar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Kendujhar and Kendujhar.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Jitendra Nayak doesn't end up at another location.

Format of the IFSC Code JSFB0004889

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Jana Small Finance Bank Ltd, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jitendra Nayak in Kendujhar.

For example, the IFSC Code JSFB0004889 of Jana Small Finance Bank Ltd for the Jitendra Nayak branch includes these elements, identifying the bank and the branch location in Kendujhar and Odisha accurately.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are trying to find the IFSC Code JSFB0004889 of Jana Small Finance Bank Ltd for its Jitendra Nayak branch located in Kendujhar, the following methods can help:

Cheque Book

The cheque books that are issued by Jana Small Finance Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Jana Small Finance Bank Ltd branches in Kendujhar and Kendujhar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and find the branch locator section. Search for Jitendra Nayak or Kendujhar to get the exact IFSC Code JSFB0004889.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Jana Small Finance Bank Ltd and Kendujhar that will provide accurate information.

How to Use IFSC Code JSFB0004889 for Online Transfers?

Once you have the IFSC Code JSFB0004889 for the Jitendra Nayak branch of Jana Small Finance Bank Ltd in Kendujhar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code JSFB0004889. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004889.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jana Small Finance Bank Ltd Jitendra Nayak in Kendujhar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Jitendra Nayak, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Jana Small Finance Bank Ltd website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kendujhar manage online transfers as well as cheque clearances with ease.