The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Kaithal branch in Kaithal, Kaithal, Haryana, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Jana Small Finance Bank Ltd located in Kaithal or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code JSFB0004828. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Jana Small Finance Bank Ltd, Kaithal, Kaithal

The table below shows the main details of the IFSC Code JSFB0004828 for the Jana Small Finance Bank Ltd branch in Kaithal, which falls under the Kaithal district in Haryana.

Particulars Details
Bank Jana Small Finance Bank Ltd
IFSC Code JSFB0004828
Branch Kaithal
City Kaithal
District Kaithal
State Haryana
Address Jana Small Finance Bank Ground Floor,1369 C / 11,Ambala Road,C/O Deep Palace,Ward No 15,Model Town Kaithal,Haryana-136027

These details are essential not only for online banking users but also for businesses and individuals who use Jana Small Finance Bank Ltd in Kaithal for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004828 for the Kaithal branch of Jana Small Finance Bank Ltd plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jana Small Finance Bank Ltd located in Kaithal, Kaithal, Haryana, are allotted a unique IFSC like JSFB0004828 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kaithal.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kaithal and Kaithal.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Jana Small Finance Bank Ltd in Kaithal reaches the right place, even though there are thousands of branches in Haryana and across India.

Format of the IFSC Code JSFB0004828

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Jana Small Finance Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kaithal in Kaithal.

For example, the IFSC Code JSFB0004828 of Jana Small Finance Bank Ltd for the Kaithal branch includes these elements, identifying the bank and the branch location in Kaithal and Haryana correctly.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

To find the IFSC Code JSFB0004828 of Jana Small Finance Bank Ltd for its Kaithal branch located in Kaithal, the following methods can help you out:

Cheque Book

The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Jana Small Finance Bank Ltd branches in Kaithal and Kaithal, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and go to the branch locator section. Then search for Kaithal or Kaithal to find the exact IFSC Code JSFB0004828.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Jana Small Finance Bank Ltd and Kaithal will provide accurate information.

How to Use IFSC Code JSFB0004828 for Online Transfers?

Once you have the IFSC Code JSFB0004828 for the Kaithal branch of Jana Small Finance Bank Ltd in Kaithal, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code JSFB0004828. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004828.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jana Small Finance Bank Ltd Kaithal in Kaithal, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Kaithal, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jana Small Finance Bank Ltd website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kaithal manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jana Small Finance Bank Ltd Kaithal Kaithal?

The IFSC Code of the Kaithal Kaithal branch is JSFB0004828.

Is IFSC Code JSFB0004828 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Jana Small Finance Bank Ltd Kaithal branch?

The branch is located at Jana Small Finance Bank Ground Floor,1369 C / 11,Ambala Road,C/O Deep Palace,Ward No 15,Model Town Kaithal,Haryana-136027.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.