For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Bahadurgarh branch in Jhajjar, Bahadurgarh, Haryana, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Jana Small Finance Bank Ltd located in Jhajjar or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code JSFB0003126. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Bahadurgarh, Jhajjar

Below in the table are the key details related to IFSC Code JSFB0003126 of Jana Small Finance Bank Ltd for its branch located in Jhajjar, within the district of Bahadurgarh in the state of Haryana.

Particulars Details
Bank Jana Small Finance Bank Ltd
IFSC Code JSFB0003126
Branch Bahadurgarh
City Jhajjar
District Bahadurgarh
State Haryana
Address Aasmallfiacebakltd,No.14/78,1Stfloor,Modeltow,Saiimarket,Bahadurgarh,Hajjar-124507,Idia

These details help users in online banking and for businesses and individuals who use Jana Small Finance Bank Ltd in Jhajjar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0003126 for the Bahadurgarh branch of Jana Small Finance Bank Ltd has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jana Small Finance Bank Ltd located in Bahadurgarh, Jhajjar, Haryana, are allotted a unique IFSC like JSFB0003126 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jhajjar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Jhajjar and Bahadurgarh.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Jana Small Finance Bank Ltd in Bahadurgarh reaches the right place, even though there are thousands of branches in Haryana and across India.

Format of the IFSC Code JSFB0003126

This is the format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Jana Small Finance Bank Ltd, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bahadurgarh in Jhajjar.

For example, the IFSC Code JSFB0003126 of Jana Small Finance Bank Ltd for the Bahadurgarh branch includes these elements, identifying the bank and the branch location in Jhajjar and Haryana accurately.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are trying to find the IFSC Code JSFB0003126 of Jana Small Finance Bank Ltd for its Bahadurgarh branch located in Jhajjar, the following methods can help:

Cheque Book

The cheque books that are issued by Jana Small Finance Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Jana Small Finance Bank Ltd branches in Jhajjar and Bahadurgarh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and find the branch locator section. Search for Bahadurgarh or Jhajjar to get the exact IFSC Code JSFB0003126.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Jana Small Finance Bank Ltd and Jhajjar that will provide accurate information.

How to Use IFSC Code JSFB0003126 for Online Transfers?

Once you have the IFSC Code JSFB0003126 for the Bahadurgarh branch of Jana Small Finance Bank Ltd in Jhajjar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code JSFB0003126. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0003126.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jana Small Finance Bank Ltd Bahadurgarh in Jhajjar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Bahadurgarh, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jana Small Finance Bank Ltd website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Jhajjar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jana Small Finance Bank Ltd in Bahadurgarh, Jhajjar?

The IFSC Code is JSFB0003126.

Is the IFSC Code JSFB0003126 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Jana Small Finance Bank Ltd Bahadurgarh?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bahadurgarh branch?

The address of the branch is Aasmallfiacebakltd,No.14/78,1Stfloor,Modeltow,Saiimarket,Bahadurgarh,Hajjar-124507,Idia located in Jhajjar, Bahadurgarh, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.