Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Jana Small Finance Bank Ltd for its Jatesinga branch in Jatesinga, Jatesinga, or Odisha, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Jana Small Finance Bank Ltd located in Jatesinga or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code JSFB0004864. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Jatesinga, Jatesinga

Here are some of the key details that come with the IFSC Code JSFB0004864 of Jana Small Finance Bank Ltd for its branch located in Jatesinga, within the district of Jatesinga in the state of Odisha.

Particulars Details
Bank Jana Small Finance Bank Ltd
IFSC Code JSFB0004864
Branch Jatesinga
City Jatesinga
District Jatesinga
State Odisha
Address Gram Panchayat Office Jatesinga,Po-Jatesinga,Dist-Sonepur,Pin-767018

These details help users in online banking and for businesses and individuals who use Jana Small Finance Bank Ltd in Jatesinga for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004864 for the Jatesinga branch of Jana Small Finance Bank Ltd has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jana Small Finance Bank Ltd located in Jatesinga, Jatesinga, Odisha, are allotted a unique IFSC like JSFB0004864 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jatesinga.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Jatesinga and Jatesinga.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Jana Small Finance Bank Ltd in Jatesinga reaches the right place, even though there are thousands of branches in Odisha and across India.

Format of the IFSC Code JSFB0004864

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Jana Small Finance Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jatesinga in Jatesinga.

For example, the IFSC Code JSFB0004864 of Jana Small Finance Bank Ltd for the Jatesinga branch includes these elements, identifying the bank and the branch location in Jatesinga and Odisha accurately.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are trying to find the IFSC Code JSFB0004864 of Jana Small Finance Bank Ltd for its Jatesinga branch located in Jatesinga, the following methods can help:

Cheque Book

The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Jana Small Finance Bank Ltd branches in Jatesinga and Jatesinga, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and navigate to the branch locator section. Search for Jatesinga or Jatesinga to get the exact IFSC Code JSFB0004864.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jana Small Finance Bank Ltd and Jatesinga, you'll get the correct details.

How to Use IFSC Code JSFB0004864 for Online Transfers?

If you have the IFSC Code JSFB0004864 for the Jatesinga branch of Jana Small Finance Bank Ltd in Jatesinga, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JSFB0004864. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004864.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Jatesinga in Jatesinga, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Jatesinga, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jana Small Finance Bank Ltd website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jatesinga to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jana Small Finance Bank Ltd in Jatesinga, Jatesinga?

The IFSC Code is JSFB0004864.

Is the IFSC Code JSFB0004864 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Jana Small Finance Bank Ltd Jatesinga?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Jatesinga branch?

The address of the branch is Gram Panchayat Office Jatesinga,Po-Jatesinga,Dist-Sonepur,Pin-767018 located in Jatesinga, Jatesinga, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.