There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Jalgaon branch in Jalgaon, Jalgaon, Maharashtra, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Jana Small Finance Bank Ltd situated in Jalgaon or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code JSFB0004563. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Jana Small Finance Bank Ltd, Jalgaon, Jalgaon
Here are some of the key details that come with the IFSC Code JSFB0004563 of Jana Small Finance Bank Ltd for its branch located in Jalgaon, within the district of Jalgaon in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Jana Small Finance Bank Ltd |
| IFSC Code | JSFB0004563 |
| Branch | Jalgaon |
| City | Jalgaon |
| District | Jalgaon |
| State | Maharashtra |
| Address | Unit No 175, Ground And Mezzanine Floor, Situated At Jilhapeth,Visanji Nagar,Jalgaon 425001 |
These details are essential not only for online banking users but also for businesses and individuals who use Jana Small Finance Bank Ltd in Jalgaon for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004563 for the Jalgaon branch of Jana Small Finance Bank Ltd plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jana Small Finance Bank Ltd located in Jalgaon, Jalgaon, Maharashtra, is provided a unique IFSC like JSFB0004563 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Jana Small Finance Bank Ltd branch in Jalgaon.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Jalgaon and Jalgaon.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Jalgaon do not get misguided to another person.
Format of the IFSC Code JSFB0004563
The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Jana Small Finance Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jalgaon in Jalgaon.
For example, the IFSC Code JSFB0004563 of Jana Small Finance Bank Ltd for the Jalgaon branch includes these elements, identifying the bank and the branch location in Jalgaon and Maharashtra accurately.
How to Find IFSC Code for Jana Small Finance Bank Ltd?
If you are looking for the IFSC Code JSFB0004563 of Jana Small Finance Bank Ltd for its Jalgaon branch located in Jalgaon, the following methods can help:
Cheque Book
The cheque book that is issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Jana Small Finance Bank Ltd branches in Jalgaon and Jalgaon, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Jana Small Finance Bank Ltd and look for the branch locator section, then search for Jalgaon or Jalgaon to get the exact IFSC Code JSFB0004563.
Mobile Banking App
If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Jana Small Finance Bank Ltd and Jalgaon, then it will provide you proper information.
How to Use IFSC Code JSFB0004563 for Online Transfers?
If you have the IFSC Code JSFB0004563 for the Jalgaon branch of Jana Small Finance Bank Ltd in Jalgaon, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JSFB0004563. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004563.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Jalgaon in Jalgaon, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Jana Small Finance Bank Ltd in Jalgaon, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Jana Small Finance Bank Ltd website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Jalgaon manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is JSFB0004563.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Unit No 175, Ground And Mezzanine Floor, Situated At Jilhapeth,Visanji Nagar,Jalgaon 425001 located in Jalgaon, Jalgaon, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.