IFSC Code of Jana Small Finance Bank Ltd, Lalit Kumar Nayak, Jagatsinghpur, Odisha — JSFB0004888

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Lalit Kumar Nayak branch in Jagatsinghpur, Jagatsinghpur, Odisha, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Jana Small Finance Bank Ltd located in Jagatsinghpur or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code JSFB0004888. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Lalit Kumar Nayak, Jagatsinghpur

The table below shows the main details of the IFSC Code JSFB0004888 for the Jana Small Finance Bank Ltd branch in Jagatsinghpur, which falls under the Jagatsinghpur district in Odisha.

These details are essential not only for online banking users but also for businesses and individuals who use Jana Small Finance Bank Ltd in Jagatsinghpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004888 for the Lalit Kumar Nayak branch of Jana Small Finance Bank Ltd plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jana Small Finance Bank Ltd located in Lalit Kumar Nayak, Jagatsinghpur, Odisha, are given a unique IFSC like JSFB0004888 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Jagatsinghpur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Jagatsinghpur and Jagatsinghpur.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Jana Small Finance Bank Ltd in Lalit Kumar Nayak goes to the correct branch. This is important because Jana Small Finance Bank Ltd has thousands of branches in Odisha and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code JSFB0004888

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Jana Small Finance Bank Ltd, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Lalit Kumar Nayak in Jagatsinghpur.

For example, the IFSC Code JSFB0004888 of Jana Small Finance Bank Ltd for the Lalit Kumar Nayak branch has these elements, identifying the bank and the branch location in Jagatsinghpur and Odisha correctly.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are looking for the IFSC Code JSFB0004888 of Jana Small Finance Bank Ltd for its Lalit Kumar Nayak branch located in Jagatsinghpur, the following methods can help:

Cheque Book

The cheque book that is issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Jana Small Finance Bank Ltd branches in Jagatsinghpur and Jagatsinghpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Jana Small Finance Bank Ltd and look for the branch locator section, then search for Lalit Kumar Nayak or Jagatsinghpur to get the exact IFSC Code JSFB0004888.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Jana Small Finance Bank Ltd and Jagatsinghpur, then it will provide you proper information.

How to Use IFSC Code JSFB0004888 for Online Transfers?

Once you have the IFSC Code JSFB0004888 for the Lalit Kumar Nayak branch of Jana Small Finance Bank Ltd in Jagatsinghpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code JSFB0004888. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004888.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jana Small Finance Bank Ltd Lalit Kumar Nayak in Jagatsinghpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Lalit Kumar Nayak, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Jana Small Finance Bank Ltd website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jagatsinghpur to handle online money transfers and get their cheques cleared smoothly.