For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Madan Mahal, Jabalpur branch in Jabalpur, Jabalpur, Madhya Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Jana Small Finance Bank Ltd located in Jabalpur or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code JSFB0003120. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Madan Mahal, Jabalpur, Jabalpur

Here are the main details that are associated with the IFSC Code JSFB0003120 of Jana Small Finance Bank Ltd for its branch located in Jabalpur, within the district of Jabalpur in the state of Madhya Pradesh.

Particulars Details
Bank Jana Small Finance Bank Ltd
IFSC Code JSFB0003120
Branch Madan Mahal, Jabalpur
City Jabalpur
District Jabalpur
State Madhya Pradesh
Address Ground Floor,Shivahre,Complex,Near Gulzar Hotel,Nuringh Ward,Madan Mahal,Nagpur Road,Jabalpur Mp-482002

These details are essential not only for online banking users but also for businesses and individuals who use Jana Small Finance Bank Ltd in Jabalpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0003120 for the Madan Mahal, Jabalpur branch of Jana Small Finance Bank Ltd plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like JSFB0003120 is given to every bank branch, including Jana Small Finance Bank Ltd located in Madan Mahal, Jabalpur, Jabalpur, Madhya Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Jana Small Finance Bank Ltd branch in Jabalpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Jabalpur and Jabalpur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Madhya Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Madan Mahal, Jabalpur doesn't end up at another location.

Format of the IFSC Code JSFB0003120

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Jana Small Finance Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Madan Mahal, Jabalpur in Jabalpur.

For example, the IFSC Code JSFB0003120 of Jana Small Finance Bank Ltd for the Madan Mahal, Jabalpur branch includes these elements, identifying the bank and the branch location in Jabalpur and Madhya Pradesh correctly.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are looking for the IFSC Code JSFB0003120 of Jana Small Finance Bank Ltd for its Madan Mahal, Jabalpur branch located in Jabalpur, the following methods can help:

Cheque Book

The cheque book that is issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Jana Small Finance Bank Ltd branches in Jabalpur and Jabalpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Jana Small Finance Bank Ltd and look for the branch locator section, then search for Madan Mahal, Jabalpur or Jabalpur to get the exact IFSC Code JSFB0003120.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Jana Small Finance Bank Ltd and Jabalpur, then it will provide you proper information.

How to Use IFSC Code JSFB0003120 for Online Transfers?

If you have the IFSC Code JSFB0003120 for the Madan Mahal, Jabalpur branch of Jana Small Finance Bank Ltd in Jabalpur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JSFB0003120. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0003120.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Madan Mahal, Jabalpur in Jabalpur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Jana Small Finance Bank Ltd in Madan Mahal, Jabalpur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Jana Small Finance Bank Ltd website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Jabalpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jana Small Finance Bank Ltd in Madan Mahal, Jabalpur, Jabalpur?

The IFSC Code is JSFB0003120.

Is the IFSC Code JSFB0003120 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Jana Small Finance Bank Ltd Madan Mahal, Jabalpur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Madan Mahal, Jabalpur branch?

The address of the branch is Ground Floor,Shivahre,Complex,Near Gulzar Hotel,Nuringh Ward,Madan Mahal,Nagpur Road,Jabalpur Mp-482002 located in Jabalpur, Jabalpur, Madhya Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.