The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Howrah Maidan branch in HowrahÐ, Kolkata, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Jana Small Finance Bank Ltd located in HowrahÐ or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code JSFB0004624. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Jana Small Finance Bank Ltd, Howrah Maidan, HowrahÐ
Here are some of the key details that come with the IFSC Code JSFB0004624 of Jana Small Finance Bank Ltd for its branch located in HowrahÐ, within the district of Kolkata in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Jana Small Finance Bank Ltd |
| IFSC Code | JSFB0004624 |
| Branch | Howrah Maidan |
| City | HowrahÐ |
| District | Kolkata |
| State | West Bengal |
| Address | Ground Floor, 23/2, Maulana Abul Kalam Azad Road,P.S. Golabari Howrah - 711101, West Bengal |
These details help users in online banking and for businesses and individuals who use Jana Small Finance Bank Ltd in HowrahÐ for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004624 for the Howrah Maidan branch of Jana Small Finance Bank Ltd has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jana Small Finance Bank Ltd located in Howrah Maidan, HowrahÐ, West Bengal, are given a unique IFSC like JSFB0004624 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in HowrahÐ.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like HowrahÐ and Kolkata.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Jana Small Finance Bank Ltd in Howrah Maidan goes to the correct branch. This is important because Jana Small Finance Bank Ltd has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code JSFB0004624
The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Jana Small Finance Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Howrah Maidan in HowrahÐ.
For example, the IFSC Code JSFB0004624 of Jana Small Finance Bank Ltd for the Howrah Maidan branch includes these elements, identifying the bank and the branch location in HowrahÐ and West Bengal accurately.
How to Find IFSC Code for Jana Small Finance Bank Ltd?
If you are trying to find the IFSC Code JSFB0004624 of Jana Small Finance Bank Ltd for its Howrah Maidan branch located in HowrahÐ, the following methods can help:
Cheque Book
The cheque books that are issued by Jana Small Finance Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Jana Small Finance Bank Ltd branches in HowrahÐ and Kolkata, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Jana Small Finance Bank Ltd and find the branch locator section. Search for Howrah Maidan or HowrahÐ to get the exact IFSC Code JSFB0004624.
Mobile Banking App
If you use Jana Small Finance Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Jana Small Finance Bank Ltd and HowrahÐ that will provide accurate information.
How to Use IFSC Code JSFB0004624 for Online Transfers?
If you have the IFSC Code JSFB0004624 for the Howrah Maidan branch of Jana Small Finance Bank Ltd in HowrahÐ, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JSFB0004624. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004624.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Howrah Maidan in HowrahÐ, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Jana Small Finance Bank Ltd in Howrah Maidan, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Jana Small Finance Bank Ltd website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in HowrahÐ manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is JSFB0004624.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor, 23/2, Maulana Abul Kalam Azad Road,P.S. Golabari Howrah - 711101, West Bengal located in HowrahÐ, Kolkata, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.