Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Narmadapuram branch in Hoshangabad, Hoshangabad, Madhya Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Jana Small Finance Bank Ltd located in Hoshangabad or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code JSFB0003244. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Narmadapuram, Hoshangabad

Here are some of the key details that come with the IFSC Code JSFB0003244 of Jana Small Finance Bank Ltd for its branch located in Hoshangabad, within the district of Hoshangabad in the state of Madhya Pradesh.

Particulars Details
Bank Jana Small Finance Bank Ltd
IFSC Code JSFB0003244
Branch Narmadapuram
City Hoshangabad
District Hoshangabad
State Madhya Pradesh
Address Jana Small Finance Bank Ltd,2Nd Floor,Sai Shopping Complex,Plot No.234,Sheet No.26,Ward No.9,Narmada Marg,Satrasta,Tehsil & Dist.Hoshangabad - 461001,Madhyapradesh,India

These details are crucial, not just for online banking users but also for businesses and individuals who use Jana Small Finance Bank Ltd in Hoshangabad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0003244 for the Narmadapuram branch of Jana Small Finance Bank Ltd has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jana Small Finance Bank Ltd located in Narmadapuram, Hoshangabad, Madhya Pradesh, is provided with a unique IFSC like JSFB0003244 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Jana Small Finance Bank Ltd branch in Hoshangabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Hoshangabad and Hoshangabad.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Madhya Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Narmadapuram do not get mixed with another location.

Format of the IFSC Code JSFB0003244

This is the format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Jana Small Finance Bank Ltd, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Narmadapuram in Hoshangabad.

For example, the IFSC Code JSFB0003244 of Jana Small Finance Bank Ltd for the Narmadapuram branch includes these elements, identifying the bank and the branch location in Hoshangabad and Madhya Pradesh accurately.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

To find the IFSC Code JSFB0003244 of Jana Small Finance Bank Ltd for its Narmadapuram branch located in Hoshangabad, the following methods can help you out:

Cheque Book

The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Jana Small Finance Bank Ltd branches in Hoshangabad and Hoshangabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and go to the branch locator section. Then search for Narmadapuram or Hoshangabad to find the exact IFSC Code JSFB0003244.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Jana Small Finance Bank Ltd and Hoshangabad will provide accurate information.

How to Use IFSC Code JSFB0003244 for Online Transfers?

Once you have the IFSC Code JSFB0003244 for the Narmadapuram branch of Jana Small Finance Bank Ltd in Hoshangabad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code JSFB0003244. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0003244.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jana Small Finance Bank Ltd Narmadapuram in Hoshangabad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Jana Small Finance Bank Ltd in Narmadapuram, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Jana Small Finance Bank Ltd website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Hoshangabad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jana Small Finance Bank Ltd in Narmadapuram, Hoshangabad?

The IFSC Code is JSFB0003244.

Is the IFSC Code JSFB0003244 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Jana Small Finance Bank Ltd Narmadapuram?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Narmadapuram branch?

The address of the branch is Jana Small Finance Bank Ltd,2Nd Floor,Sai Shopping Complex,Plot No.234,Sheet No.26,Ward No.9,Narmada Marg,Satrasta,Tehsil & Dist.Hoshangabad - 461001,Madhyapradesh,India located in Hoshangabad, Hoshangabad, Madhya Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.