The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Singur branch in Hooghly, Hooghly, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Jana Small Finance Bank Ltd located in Hooghly or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code JSFB0003637. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Jana Small Finance Bank Ltd, Singur, Hooghly
Here are the key points that are associated with the IFSC Code JSFB0003637 of Jana Small Finance Bank Ltd for its branch located in Hooghly, within the district of Hooghly in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Jana Small Finance Bank Ltd |
| IFSC Code | JSFB0003637 |
| Branch | Singur |
| City | Hooghly |
| District | Hooghly |
| State | West Bengal |
| Address | Jana Small Finance Bank,S.N.Mallick Road,Purusottampur,Singur,Opposite Of Singur Police Station,712409 |
These details help users in online banking and for businesses and individuals who use Jana Small Finance Bank Ltd in Hooghly for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0003637 for the Singur branch of Jana Small Finance Bank Ltd has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jana Small Finance Bank Ltd located in Singur, Hooghly, West Bengal, are allotted a unique IFSC like JSFB0003637 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Hooghly.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Hooghly and Hooghly.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Jana Small Finance Bank Ltd in Singur reaches the right place, even though there are thousands of branches in West Bengal and across India.
Format of the IFSC Code JSFB0003637
The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Jana Small Finance Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Singur in Hooghly.
For example, the IFSC Code JSFB0003637 of Jana Small Finance Bank Ltd for the Singur branch includes these elements, identifying the bank and the branch location in Hooghly and West Bengal accurately.
How to Find IFSC Code for Jana Small Finance Bank Ltd?
To find the IFSC Code JSFB0003637 of Jana Small Finance Bank Ltd for its Singur branch located in Hooghly, the following methods can help you out:
Cheque Book
The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Jana Small Finance Bank Ltd branches in Hooghly and Hooghly, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Jana Small Finance Bank Ltd and go to the branch locator section. Then search for Singur or Hooghly to find the exact IFSC Code JSFB0003637.
Mobile Banking App
If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Jana Small Finance Bank Ltd and Hooghly will provide accurate information.
How to Use IFSC Code JSFB0003637 for Online Transfers?
If you have the IFSC Code JSFB0003637 for the Singur branch of Jana Small Finance Bank Ltd in Hooghly, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JSFB0003637. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0003637.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Singur in Hooghly, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Singur, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jana Small Finance Bank Ltd website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Hooghly manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Singur Hooghly branch is JSFB0003637.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Jana Small Finance Bank,S.N.Mallick Road,Purusottampur,Singur,Opposite Of Singur Police Station,712409.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.