IFSC Code of Jana Small Finance Bank Ltd, Godhra, Godhra, Gujarat — JSFB0003199

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Godhra branch in Godhra, Godhra, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Jana Small Finance Bank Ltd located in Godhra or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code JSFB0003199. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Godhra, Godhra

Below in the table are the key details related to IFSC Code JSFB0003199 of Jana Small Finance Bank Ltd for its branch located in Godhra, within the district of Godhra in the state of Gujarat.

These details are important not only for users using online banking but also for businesses and individuals who use Jana Small Finance Bank Ltd in Godhra for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code JSFB0003199 for the Godhra branch of Jana Small Finance Bank Ltd is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like JSFB0003199 is given to every bank branch, including Jana Small Finance Bank Ltd located in Godhra, Godhra, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Jana Small Finance Bank Ltd branch in Godhra.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Godhra and Godhra.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Godhra doesn't end up at another location.

Format of the IFSC Code JSFB0003199

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Jana Small Finance Bank Ltd, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Godhra in Godhra.

For example, the IFSC Code JSFB0003199 of Jana Small Finance Bank Ltd for the Godhra branch includes these elements, identifying the bank and the branch location in Godhra and Gujarat accurately.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

To find the IFSC Code JSFB0003199 of Jana Small Finance Bank Ltd for its Godhra branch located in Godhra, the following methods can help you out:

Cheque Book

The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Jana Small Finance Bank Ltd branches in Godhra and Godhra, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and go to the branch locator section. Then search for Godhra or Godhra to find the exact IFSC Code JSFB0003199.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Jana Small Finance Bank Ltd and Godhra will provide accurate information.

How to Use IFSC Code JSFB0003199 for Online Transfers?

Once you have the IFSC Code JSFB0003199 for the Godhra branch of Jana Small Finance Bank Ltd in Godhra, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JSFB0003199. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0003199.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Godhra in Godhra may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Godhra, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Jana Small Finance Bank Ltd website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Godhra manage online transfers as well as cheque clearances with ease.