IFSC Code of Jana Small Finance Bank Ltd, Ghaziabad, Ghaziabad, Uttar Pradesh — JSFB0003289

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Ghaziabad branch in Ghaziabad, Ghaziabad, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Jana Small Finance Bank Ltd located in Ghaziabad or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code JSFB0003289. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Jana Small Finance Bank Ltd, Ghaziabad, Ghaziabad

Here are the key points that are associated with the IFSC Code JSFB0003289 of Jana Small Finance Bank Ltd for its branch located in Ghaziabad, within the district of Ghaziabad in the state of Uttar Pradesh.

These details helps users in online banking and for businesses and individuals who use Jana Small Finance Bank Ltd in Ghaziabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0003289 for the Ghaziabad branch of Jana Small Finance Bank Ltd plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jana Small Finance Bank Ltd located in Ghaziabad, Ghaziabad, Uttar Pradesh, is provided with a unique IFSC like JSFB0003289 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Jana Small Finance Bank Ltd branch in Ghaziabad.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Ghaziabad and Ghaziabad.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Ghaziabad do not get mixed with another location.

Format of the IFSC Code JSFB0003289

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Jana Small Finance Bank Ltd, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ghaziabad in Ghaziabad.

For example, the IFSC Code JSFB0003289 of Jana Small Finance Bank Ltd for the Ghaziabad branch includes these elements, identifying the bank and the branch location in Ghaziabad and Uttar Pradesh correctly.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are trying to find the IFSC Code JSFB0003289 of Jana Small Finance Bank Ltd for its Ghaziabad branch located in Ghaziabad, the following methods can help:

Cheque Book

The cheque books that are issued by Jana Small Finance Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Jana Small Finance Bank Ltd branches in Ghaziabad and Ghaziabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and find the branch locator section. Search for Ghaziabad or Ghaziabad to get the exact IFSC Code JSFB0003289.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Jana Small Finance Bank Ltd and Ghaziabad that will provide accurate information.

How to Use IFSC Code JSFB0003289 for Online Transfers?

Once you have the IFSC Code JSFB0003289 for the Ghaziabad branch of Jana Small Finance Bank Ltd in Ghaziabad, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JSFB0003289. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0003289.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Ghaziabad in Ghaziabad may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Ghaziabad, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Jana Small Finance Bank Ltd website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Ghaziabad to handle online money transfers and get their cheques cleared smoothly.