Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Udan branch in Gandhinagar, Udan, Gujarat, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Jana Small Finance Bank Ltd located in Gandhinagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code JSFB0004731. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Jana Small Finance Bank Ltd, Udan, Gandhinagar
Below in the table are the key details related to IFSC Code JSFB0004731 of Jana Small Finance Bank Ltd for its branch located in Gandhinagar, within the district of Udan in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Jana Small Finance Bank Ltd |
| IFSC Code | JSFB0004731 |
| Branch | Udan |
| City | Gandhinagar |
| District | Udan |
| State | Gujarat |
| Address | Unit No 393, Ground Floor, Nrprimary School, At Post Udan, Taluka Dahegam, Pin 382315 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Jana Small Finance Bank Ltd in Gandhinagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004731 for the Udan branch of Jana Small Finance Bank Ltd has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like JSFB0004731 is given to every bank branch, including Jana Small Finance Bank Ltd located in Udan, Gandhinagar, Gujarat, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Jana Small Finance Bank Ltd branch in Gandhinagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Gandhinagar and Udan.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Udan doesn't end up at another location.
Format of the IFSC Code JSFB0004731
The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Jana Small Finance Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Udan in Gandhinagar.
For example, the IFSC Code JSFB0004731 of Jana Small Finance Bank Ltd for the Udan branch includes these elements, identifying the bank and the branch location in Gandhinagar and Gujarat correctly.
How to Find IFSC Code for Jana Small Finance Bank Ltd?
If you are trying to find the IFSC Code JSFB0004731 of Jana Small Finance Bank Ltd for its Udan branch located in Gandhinagar, the following methods can help:
Cheque Book
The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Jana Small Finance Bank Ltd branches in Gandhinagar and Udan, print them on the first page of your passbook.
Bank Website
Visit the official website of Jana Small Finance Bank Ltd and navigate to the branch locator section. Search for Udan or Gandhinagar to get the exact IFSC Code JSFB0004731.
Mobile Banking App
If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jana Small Finance Bank Ltd and Gandhinagar, you'll get the correct details.
How to Use IFSC Code JSFB0004731 for Online Transfers?
Once you have the IFSC Code JSFB0004731 for the Udan branch of Jana Small Finance Bank Ltd in Gandhinagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code JSFB0004731. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004731.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jana Small Finance Bank Ltd Udan in Gandhinagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Jana Small Finance Bank Ltd in Udan, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Jana Small Finance Bank Ltd website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Gandhinagar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is JSFB0004731.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Unit No 393, Ground Floor, Nrprimary School, At Post Udan, Taluka Dahegam, Pin 382315 located in Gandhinagar, Udan, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.