There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Nandoli branch in Gandhinagar, Gandhinagar, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Jana Small Finance Bank Ltd situated in Gandhinagar or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code JSFB0005003. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Nandoli, Gandhinagar

The table below shows the main details of the IFSC Code JSFB0005003 for the Jana Small Finance Bank Ltd branch in Gandhinagar, which falls under the Gandhinagar district in Gujarat.

Particulars Details
Bank Jana Small Finance Bank Ltd
IFSC Code JSFB0005003
Branch Nandoli
City Gandhinagar
District Gandhinagar
State Gujarat
Address 205,Panchmukhi Eligance,Kamlapark Society,Auda Lake,Bopal,Dps School,Bopal,Ahmedabad

These details are crucial, not just for online banking users but also for businesses and individuals who use Jana Small Finance Bank Ltd in Gandhinagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0005003 for the Nandoli branch of Jana Small Finance Bank Ltd has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like JSFB0005003 is given to every bank branch, including Jana Small Finance Bank Ltd located in Nandoli, Gandhinagar, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Jana Small Finance Bank Ltd branch in Gandhinagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Gandhinagar and Gandhinagar.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Nandoli doesn't end up at another location.

Format of the IFSC Code JSFB0005003

This is the format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Jana Small Finance Bank Ltd, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Nandoli in Gandhinagar.

For example, the IFSC Code JSFB0005003 of Jana Small Finance Bank Ltd for the Nandoli branch includes these elements, identifying the bank and the branch location in Gandhinagar and Gujarat accurately.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are trying to find the IFSC Code JSFB0005003 of Jana Small Finance Bank Ltd for its Nandoli branch located in Gandhinagar, the following methods can help:

Cheque Book

The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Jana Small Finance Bank Ltd branches in Gandhinagar and Gandhinagar, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and navigate to the branch locator section. Search for Nandoli or Gandhinagar to get the exact IFSC Code JSFB0005003.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jana Small Finance Bank Ltd and Gandhinagar, you'll get the correct details.

How to Use IFSC Code JSFB0005003 for Online Transfers?

Once you have the IFSC Code JSFB0005003 for the Nandoli branch of Jana Small Finance Bank Ltd in Gandhinagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code JSFB0005003. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0005003.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jana Small Finance Bank Ltd Nandoli in Gandhinagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Jana Small Finance Bank Ltd in Nandoli, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Jana Small Finance Bank Ltd website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Gandhinagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jana Small Finance Bank Ltd in Nandoli, Gandhinagar?

The IFSC Code is JSFB0005003.

Is the IFSC Code JSFB0005003 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Jana Small Finance Bank Ltd Nandoli?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Nandoli branch?

The address of the branch is 205,Panchmukhi Eligance,Kamlapark Society,Auda Lake,Bopal,Dps School,Bopal,Ahmedabad located in Gandhinagar, Gandhinagar, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.