The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Pagalahalli branch in Dharmapuri, Dharmapuri, Tamil Nadu, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Jana Small Finance Bank Ltd located in Dharmapuri or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code JSFB0004684. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Jana Small Finance Bank Ltd, Pagalahalli, Dharmapuri
The table below shows the main details of the IFSC Code JSFB0004684 for the Jana Small Finance Bank Ltd branch in Dharmapuri, which falls under the Dharmapuri district in Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Jana Small Finance Bank Ltd |
| IFSC Code | JSFB0004684 |
| Branch | Pagalahalli |
| City | Dharmapuri |
| District | Dharmapuri |
| State | Tamil Nadu |
| Address | Door 1364, Kengalapuram, Pagalahallipo, Dharmapuri, Tamilnadu636807 |
These details helps users in online banking and for businesses and individuals who use Jana Small Finance Bank Ltd in Dharmapuri for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004684 for the Pagalahalli branch of Jana Small Finance Bank Ltd plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like JSFB0004684 is given to every bank branch, including Jana Small Finance Bank Ltd located in Pagalahalli, Dharmapuri, Tamil Nadu, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Jana Small Finance Bank Ltd branch in Dharmapuri.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Dharmapuri and Dharmapuri.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Pagalahalli doesn't end up at another location.
Format of the IFSC Code JSFB0004684
This is the format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Jana Small Finance Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Pagalahalli in Dharmapuri.
For example, the IFSC Code JSFB0004684 of Jana Small Finance Bank Ltd for the Pagalahalli branch includes these elements, identifying the bank and the branch location in Dharmapuri and Tamil Nadu accurately.
How to Find IFSC Code for Jana Small Finance Bank Ltd?
If you are looking for the IFSC Code JSFB0004684 of Jana Small Finance Bank Ltd for its Pagalahalli branch located in Dharmapuri, the following methods can help:
Cheque Book
The cheque book that is issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Jana Small Finance Bank Ltd branches in Dharmapuri and Dharmapuri, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Jana Small Finance Bank Ltd and look for the branch locator section, then search for Pagalahalli or Dharmapuri to get the exact IFSC Code JSFB0004684.
Mobile Banking App
If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Jana Small Finance Bank Ltd and Dharmapuri, then it will provide you proper information.
How to Use IFSC Code JSFB0004684 for Online Transfers?
Once you have the IFSC Code JSFB0004684 for the Pagalahalli branch of Jana Small Finance Bank Ltd in Dharmapuri, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code JSFB0004684. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004684.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jana Small Finance Bank Ltd Pagalahalli in Dharmapuri, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Jana Small Finance Bank Ltd in Pagalahalli, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Jana Small Finance Bank Ltd website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Dharmapuri manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is JSFB0004684.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Door 1364, Kengalapuram, Pagalahallipo, Dharmapuri, Tamilnadu636807 located in Dharmapuri, Dharmapuri, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.