Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Jana Small Finance Bank Ltd for its Meerabagh branch in Delhi, Delhi, or Delhi, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Jana Small Finance Bank Ltd located in Delhi or anywhere in Delhi can transfer funds instantly by using the correct IFSC Code JSFB0004513. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Jana Small Finance Bank Ltd, Meerabagh, Delhi
Here are the key points that are associated with the IFSC Code JSFB0004513 of Jana Small Finance Bank Ltd for its branch located in Delhi, within the district of Delhi in the state of Delhi.
| Particulars | Details |
|---|---|
| Bank | Jana Small Finance Bank Ltd |
| IFSC Code | JSFB0004513 |
| Branch | Meerabagh |
| City | Delhi |
| District | Delhi |
| State | Delhi |
| Address | Ground Floor, Building No333, Block A, The Janta Cooperative House Building Society Ltd Meera Bagh, Pashim Vihar, New Delhi110087 |
These details helps users in online banking and for businesses and individuals who use Jana Small Finance Bank Ltd in Delhi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004513 for the Meerabagh branch of Jana Small Finance Bank Ltd plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jana Small Finance Bank Ltd located in Meerabagh, Delhi, Delhi, is provided with a unique IFSC like JSFB0004513 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Jana Small Finance Bank Ltd branch in Delhi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Delhi and Delhi.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Delhi and the rest of India and the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Meerabagh do not get mixed with another location.
Format of the IFSC Code JSFB0004513
The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Jana Small Finance Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Meerabagh in Delhi.
For example, the IFSC Code JSFB0004513 of Jana Small Finance Bank Ltd for the Meerabagh branch includes these elements, identifying the bank and the branch location in Delhi and Delhi correctly.
How to Find IFSC Code for Jana Small Finance Bank Ltd?
To find the IFSC Code JSFB0004513 of Jana Small Finance Bank Ltd for its Meerabagh branch located in Delhi, the following methods can help you out:
Cheque Book
The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Jana Small Finance Bank Ltd branches in Delhi and Delhi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Jana Small Finance Bank Ltd and go to the branch locator section. Then search for Meerabagh or Delhi to find the exact IFSC Code JSFB0004513.
Mobile Banking App
If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Jana Small Finance Bank Ltd and Delhi will provide accurate information.
How to Use IFSC Code JSFB0004513 for Online Transfers?
Once you have the IFSC Code JSFB0004513 for the Meerabagh branch of Jana Small Finance Bank Ltd in Delhi, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code JSFB0004513. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004513.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jana Small Finance Bank Ltd Meerabagh in Delhi, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Meerabagh, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jana Small Finance Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Delhi to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Meerabagh Delhi branch is JSFB0004513.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Ground Floor, Building No333, Block A, The Janta Cooperative House Building Society Ltd Meera Bagh, Pashim Vihar, New Delhi110087.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.