IFSC Code of Jana Small Finance Bank Ltd, Davangere, Davangere, Karnataka — JSFB0003095

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Davangere branch in Davangere, Davangere, Karnataka, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Jana Small Finance Bank Ltd located in Davangere or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code JSFB0003095. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Davangere, Davangere

Below in the table are the key details related to IFSC Code JSFB0003095 of Jana Small Finance Bank Ltd for its branch located in Davangere, within the district of Davangere in the state of Karnataka.

These details help users in online banking and for businesses and individuals who use Jana Small Finance Bank Ltd in Davangere for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0003095 for the Davangere branch of Jana Small Finance Bank Ltd has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jana Small Finance Bank Ltd located in Davangere, Davangere, Karnataka, are given a unique IFSC like JSFB0003095 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Davangere.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Davangere and Davangere.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Jana Small Finance Bank Ltd in Davangere goes to the correct branch. This is important because Jana Small Finance Bank Ltd has thousands of branches in Karnataka and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code JSFB0003095

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Jana Small Finance Bank Ltd, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Davangere in Davangere.

For example, the IFSC Code JSFB0003095 of Jana Small Finance Bank Ltd for the Davangere branch includes these elements, identifying the bank and the branch location in Davangere and Karnataka accurately.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are looking for the IFSC Code JSFB0003095 of Jana Small Finance Bank Ltd for its Davangere branch located in Davangere, the following methods can help:

Cheque Book

The cheque book that is issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Jana Small Finance Bank Ltd branches in Davangere and Davangere, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Jana Small Finance Bank Ltd and look for the branch locator section, then search for Davangere or Davangere to get the exact IFSC Code JSFB0003095.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Jana Small Finance Bank Ltd and Davangere, then it will provide you proper information.

How to Use IFSC Code JSFB0003095 for Online Transfers?

Once you have the IFSC Code JSFB0003095 for the Davangere branch of Jana Small Finance Bank Ltd in Davangere, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JSFB0003095. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0003095.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Davangere in Davangere, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Davangere, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Jana Small Finance Bank Ltd website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Davangere manage their online transfers and cheque clearances easily.