Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Jana Small Finance Bank Ltd for its Palladam branch in Coimbatore, Coimbatore, or Tamil Nadu, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Jana Small Finance Bank Ltd located in Coimbatore or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code JSFB0003343. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Jana Small Finance Bank Ltd, Palladam, Coimbatore
The table below shows the main details of the IFSC Code JSFB0003343 for the Jana Small Finance Bank Ltd branch in Coimbatore, which falls under the Coimbatore district in Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Jana Small Finance Bank Ltd |
| IFSC Code | JSFB0003343 |
| Branch | Palladam |
| City | Coimbatore |
| District | Coimbatore |
| State | Tamil Nadu |
| Address | Ground Floor Palladam Village Ward No 13,Door No 10B3 B-New Extension Street,Palladam,Coimbatore - 641664 |
These details are essential not only for online banking users but also for businesses and individuals who use Jana Small Finance Bank Ltd in Coimbatore for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0003343 for the Palladam branch of Jana Small Finance Bank Ltd plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like JSFB0003343 is given to every bank branch, including Jana Small Finance Bank Ltd located in Palladam, Coimbatore, Tamil Nadu, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Jana Small Finance Bank Ltd branch in Coimbatore.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Coimbatore and Coimbatore.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Palladam doesn't end up at another location.
Format of the IFSC Code JSFB0003343
This is the format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Jana Small Finance Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Palladam in Coimbatore.
For example, the IFSC Code JSFB0003343 of Jana Small Finance Bank Ltd for the Palladam branch includes these elements, identifying the bank and the branch location in Coimbatore and Tamil Nadu accurately.
How to Find IFSC Code for Jana Small Finance Bank Ltd?
If you are trying to find the IFSC Code JSFB0003343 of Jana Small Finance Bank Ltd for its Palladam branch located in Coimbatore, the following methods can help:
Cheque Book
The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Jana Small Finance Bank Ltd branches in Coimbatore and Coimbatore, print them on the first page of your passbook.
Bank Website
Visit the official website of Jana Small Finance Bank Ltd and navigate to the branch locator section. Search for Palladam or Coimbatore to get the exact IFSC Code JSFB0003343.
Mobile Banking App
If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jana Small Finance Bank Ltd and Coimbatore, you'll get the correct details.
How to Use IFSC Code JSFB0003343 for Online Transfers?
Once you have the IFSC Code JSFB0003343 for the Palladam branch of Jana Small Finance Bank Ltd in Coimbatore, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JSFB0003343. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0003343.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Palladam in Coimbatore, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Palladam, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jana Small Finance Bank Ltd website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Coimbatore manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Palladam Coimbatore branch is JSFB0003343.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Ground Floor Palladam Village Ward No 13,Door No 10B3 B-New Extension Street,Palladam,Coimbatore - 641664.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.