Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Jana Small Finance Bank Ltd for its Anna Nagar branch in Chennai, Chennai, or Tamil Nadu, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Jana Small Finance Bank Ltd located in Chennai or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code JSFB0004780. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Jana Small Finance Bank Ltd, Anna Nagar, Chennai
Below in the table are the key details related to IFSC Code JSFB0004780 of Jana Small Finance Bank Ltd for its branch located in Chennai, within the district of Chennai in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Jana Small Finance Bank Ltd |
| IFSC Code | JSFB0004780 |
| Branch | Anna Nagar |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
| Address | Priyox Apts,Q Block Plot No 104,3Rd Avenue, Anna Nagar, Opp To Hdfc Bank Chennai600040 |
These details helps users in online banking and for businesses and individuals who use Jana Small Finance Bank Ltd in Chennai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004780 for the Anna Nagar branch of Jana Small Finance Bank Ltd plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like JSFB0004780 is given to every bank branch, including Jana Small Finance Bank Ltd located in Anna Nagar, Chennai, Tamil Nadu, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Jana Small Finance Bank Ltd branch in Chennai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Chennai and Chennai.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Anna Nagar doesn't end up at another location.
Format of the IFSC Code JSFB0004780
The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Jana Small Finance Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Anna Nagar in Chennai.
For example, the IFSC Code JSFB0004780 of Jana Small Finance Bank Ltd for the Anna Nagar branch includes these elements, identifying the bank and the branch location in Chennai and Tamil Nadu accurately.
How to Find IFSC Code for Jana Small Finance Bank Ltd?
To find the IFSC Code JSFB0004780 of Jana Small Finance Bank Ltd for its Anna Nagar branch located in Chennai, the following methods can help you out:
Cheque Book
The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Jana Small Finance Bank Ltd branches in Chennai and Chennai, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Jana Small Finance Bank Ltd and go to the branch locator section. Then search for Anna Nagar or Chennai to find the exact IFSC Code JSFB0004780.
Mobile Banking App
If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Jana Small Finance Bank Ltd and Chennai will provide accurate information.
How to Use IFSC Code JSFB0004780 for Online Transfers?
Once you have the IFSC Code JSFB0004780 for the Anna Nagar branch of Jana Small Finance Bank Ltd in Chennai, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code JSFB0004780. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004780.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jana Small Finance Bank Ltd Anna Nagar in Chennai, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Jana Small Finance Bank Ltd in Anna Nagar, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Jana Small Finance Bank Ltd website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Chennai manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Anna Nagar Chennai branch is JSFB0004780.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Priyox Apts,Q Block Plot No 104,3Rd Avenue, Anna Nagar, Opp To Hdfc Bank Chennai600040.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.