The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Mangala branch in Chamarajanagar, Mangala, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Jana Small Finance Bank Ltd located in Chamarajanagar or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code JSFB0004707. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Jana Small Finance Bank Ltd, Mangala, Chamarajanagar

Here are the key points that are associated with the IFSC Code JSFB0004707 of Jana Small Finance Bank Ltd for its branch located in Chamarajanagar, within the district of Mangala in the state of Karnataka.

Particulars Details
Bank Jana Small Finance Bank Ltd
IFSC Code JSFB0004707
Branch Mangala
City Chamarajanagar
District Mangala
State Karnataka
Address Khata No423,First Floor,Kollegalamangala Main Road,Near Mangala Grampanchayat Office,Mangala Village, Kollegala Tallukdist Chamaraj Nagara 571126

These details are crucial, not just for online banking users but also for businesses and individuals who use Jana Small Finance Bank Ltd in Chamarajanagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004707 for the Mangala branch of Jana Small Finance Bank Ltd has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like JSFB0004707 is given to every bank branch, including Jana Small Finance Bank Ltd located in Mangala, Chamarajanagar, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Jana Small Finance Bank Ltd branch in Chamarajanagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Chamarajanagar and Mangala.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Mangala doesn't end up at another location.

Format of the IFSC Code JSFB0004707

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Jana Small Finance Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mangala in Chamarajanagar.

For example, the IFSC Code JSFB0004707 of Jana Small Finance Bank Ltd for the Mangala branch includes these elements, identifying the bank and the branch location in Chamarajanagar and Karnataka correctly.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are looking for the IFSC Code JSFB0004707 of Jana Small Finance Bank Ltd for its Mangala branch located in Chamarajanagar, the following methods can help:

Cheque Book

The cheque book that is issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Jana Small Finance Bank Ltd branches in Chamarajanagar and Mangala, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Jana Small Finance Bank Ltd and look for the branch locator section, then search for Mangala or Chamarajanagar to get the exact IFSC Code JSFB0004707.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Jana Small Finance Bank Ltd and Chamarajanagar, then it will provide you proper information.

How to Use IFSC Code JSFB0004707 for Online Transfers?

Once you have the IFSC Code JSFB0004707 for the Mangala branch of Jana Small Finance Bank Ltd in Chamarajanagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code JSFB0004707. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004707.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jana Small Finance Bank Ltd Mangala in Chamarajanagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Mangala, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jana Small Finance Bank Ltd website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Chamarajanagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jana Small Finance Bank Ltd in Mangala, Chamarajanagar?

The IFSC Code is JSFB0004707.

Is the IFSC Code JSFB0004707 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Jana Small Finance Bank Ltd Mangala?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Mangala branch?

The address of the branch is Khata No423,First Floor,Kollegalamangala Main Road,Near Mangala Grampanchayat Office,Mangala Village, Kollegala Tallukdist Chamaraj Nagara 571126 located in Chamarajanagar, Mangala, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.