The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Chamarajanagar branch in Chamarajanagar, Chamarajanagar, Karnataka, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Jana Small Finance Bank Ltd located in Chamarajanagar or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code JSFB0004644. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Jana Small Finance Bank Ltd, Chamarajanagar, Chamarajanagar
Here are some of the key details that come with the IFSC Code JSFB0004644 of Jana Small Finance Bank Ltd for its branch located in Chamarajanagar, within the district of Chamarajanagar in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Jana Small Finance Bank Ltd |
| IFSC Code | JSFB0004644 |
| Branch | Chamarajanagar |
| City | Chamarajanagar |
| District | Chamarajanagar |
| State | Karnataka |
| Address | No18091810First Floor , Rama Samudra, Town F Division, Br Hills Road, , Chamarajanagarapin571313 |
These details helps users in online banking and for businesses and individuals who use Jana Small Finance Bank Ltd in Chamarajanagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004644 for the Chamarajanagar branch of Jana Small Finance Bank Ltd plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jana Small Finance Bank Ltd located in Chamarajanagar, Chamarajanagar, Karnataka, is provided a unique IFSC like JSFB0004644 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Jana Small Finance Bank Ltd branch in Chamarajanagar.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Chamarajanagar and Chamarajanagar.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Chamarajanagar do not get misguided to another person.
Format of the IFSC Code JSFB0004644
The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Jana Small Finance Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chamarajanagar in Chamarajanagar.
For example, the IFSC Code JSFB0004644 of Jana Small Finance Bank Ltd for the Chamarajanagar branch includes these elements, identifying the bank and the branch location in Chamarajanagar and Karnataka correctly.
How to Find IFSC Code for Jana Small Finance Bank Ltd?
If you are trying to find the IFSC Code JSFB0004644 of Jana Small Finance Bank Ltd for its Chamarajanagar branch located in Chamarajanagar, the following methods can help:
Cheque Book
The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Jana Small Finance Bank Ltd branches in Chamarajanagar and Chamarajanagar, print them on the first page of your passbook.
Bank Website
Visit the official website of Jana Small Finance Bank Ltd and navigate to the branch locator section. Search for Chamarajanagar or Chamarajanagar to get the exact IFSC Code JSFB0004644.
Mobile Banking App
If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jana Small Finance Bank Ltd and Chamarajanagar, you'll get the correct details.
How to Use IFSC Code JSFB0004644 for Online Transfers?
If you have the IFSC Code JSFB0004644 for the Chamarajanagar branch of Jana Small Finance Bank Ltd in Chamarajanagar, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JSFB0004644. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004644.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Chamarajanagar in Chamarajanagar, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Chamarajanagar, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jana Small Finance Bank Ltd website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Chamarajanagar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is JSFB0004644.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is No18091810First Floor , Rama Samudra, Town F Division, Br Hills Road, , Chamarajanagarapin571313 located in Chamarajanagar, Chamarajanagar, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.