IFSC Code of Jana Small Finance Bank Ltd, Barrackpore, Kolkata Two Sodepur Barrackpore, West Bengal — JSFB0003144

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Barrackpore branch in Burdwan, Kolkata Two Sodepur Barrackpore, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Jana Small Finance Bank Ltd located in Burdwan or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code JSFB0003144. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Barrackpore, Burdwan

Here are the key points that are associated with the IFSC Code JSFB0003144 of Jana Small Finance Bank Ltd for its branch located in Burdwan, within the district of Kolkata Two Sodepur Barrackpore in the state of West Bengal.

These details helps users in online banking and for businesses and individuals who use Jana Small Finance Bank Ltd in Burdwan for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0003144 for the Barrackpore branch of Jana Small Finance Bank Ltd plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jana Small Finance Bank Ltd located in Barrackpore, Burdwan, West Bengal, is provided with a unique IFSC like JSFB0003144 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Jana Small Finance Bank Ltd branch in Burdwan.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Burdwan and Kolkata Two Sodepur Barrackpore.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Barrackpore do not get mixed with another location.

Format of the IFSC Code JSFB0003144

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Jana Small Finance Bank Ltd, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Barrackpore in Burdwan.

For example, the IFSC Code JSFB0003144 of Jana Small Finance Bank Ltd for the Barrackpore branch includes these elements, identifying the bank and the branch location in Burdwan and West Bengal accurately.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are looking for the IFSC Code JSFB0003144 of Jana Small Finance Bank Ltd for its Barrackpore branch located in Burdwan, the following methods can help:

Cheque Book

The cheque book that is issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Jana Small Finance Bank Ltd branches in Burdwan and Kolkata Two Sodepur Barrackpore, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Jana Small Finance Bank Ltd and look for the branch locator section, then search for Barrackpore or Burdwan to get the exact IFSC Code JSFB0003144.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Jana Small Finance Bank Ltd and Burdwan, then it will provide you proper information.

How to Use IFSC Code JSFB0003144 for Online Transfers?

If you have the IFSC Code JSFB0003144 for the Barrackpore branch of Jana Small Finance Bank Ltd in Burdwan, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JSFB0003144. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0003144.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Barrackpore in Burdwan, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Barrackpore, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Jana Small Finance Bank Ltd website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Burdwan manage their online transfers and cheque clearances easily.