Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Bulandshahr branch in Bulandshahr, Bulandshahr, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Jana Small Finance Bank Ltd located in Bulandshahr or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code JSFB0003270. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Bulandshahr, Bulandshahr

Here are some of the key details that come with the IFSC Code JSFB0003270 of Jana Small Finance Bank Ltd for its branch located in Bulandshahr, within the district of Bulandshahr in the state of Uttar Pradesh.

Particulars Details
Bank Jana Small Finance Bank Ltd
IFSC Code JSFB0003270
Branch Bulandshahr
City Bulandshahr
District Bulandshahr
State Uttar Pradesh
Address Jana Small Finance Bank Ltd,Ground Floor,Vill Bahleepura,Pargana,Baran,Near Palak Marriage Hall,Panni Nagar,Khurja Road,Bulandshar - 203001

These details are important not only for users using online banking but also for businesses and individuals who use Jana Small Finance Bank Ltd in Bulandshahr for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code JSFB0003270 for the Bulandshahr branch of Jana Small Finance Bank Ltd is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jana Small Finance Bank Ltd located in Bulandshahr, Bulandshahr, Uttar Pradesh, are given a unique IFSC like JSFB0003270 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bulandshahr.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Bulandshahr and Bulandshahr.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Jana Small Finance Bank Ltd in Bulandshahr goes to the correct branch. This is important because Jana Small Finance Bank Ltd has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code JSFB0003270

This is the format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Jana Small Finance Bank Ltd, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bulandshahr in Bulandshahr.

For example, the IFSC Code JSFB0003270 of Jana Small Finance Bank Ltd for the Bulandshahr branch includes these elements, identifying the bank and the branch location in Bulandshahr and Uttar Pradesh accurately.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are trying to find the IFSC Code JSFB0003270 of Jana Small Finance Bank Ltd for its Bulandshahr branch located in Bulandshahr, the following methods can help:

Cheque Book

The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Jana Small Finance Bank Ltd branches in Bulandshahr and Bulandshahr, print them on the first page of your passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and navigate to the branch locator section. Search for Bulandshahr or Bulandshahr to get the exact IFSC Code JSFB0003270.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jana Small Finance Bank Ltd and Bulandshahr, you'll get the correct details.

How to Use IFSC Code JSFB0003270 for Online Transfers?

Once you have the IFSC Code JSFB0003270 for the Bulandshahr branch of Jana Small Finance Bank Ltd in Bulandshahr, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code JSFB0003270. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0003270.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jana Small Finance Bank Ltd Bulandshahr in Bulandshahr, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Bulandshahr, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jana Small Finance Bank Ltd website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bulandshahr to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jana Small Finance Bank Ltd in Bulandshahr, Bulandshahr?

The IFSC Code is JSFB0003270.

Is the IFSC Code JSFB0003270 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Jana Small Finance Bank Ltd Bulandshahr?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Bulandshahr branch?

The address of the branch is Jana Small Finance Bank Ltd,Ground Floor,Vill Bahleepura,Pargana,Baran,Near Palak Marriage Hall,Panni Nagar,Khurja Road,Bulandshar - 203001 located in Bulandshahr, Bulandshahr, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.