Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Pemasar branch in Bikaner, Bikaner, Rajasthan, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Jana Small Finance Bank Ltd located in Bikaner or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code JSFB0005009. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Jana Small Finance Bank Ltd, Pemasar, Bikaner
Below in the table are the key details related to IFSC Code JSFB0005009 of Jana Small Finance Bank Ltd for its branch located in Bikaner, within the district of Bikaner in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Jana Small Finance Bank Ltd |
| IFSC Code | JSFB0005009 |
| Branch | Pemasar |
| City | Bikaner |
| District | Bikaner |
| State | Rajasthan |
| Address | Narsing Sagar Road,Sarvoday Basti,Vishal Nagar,Bikaner,Rajasthan-334004 |
These details are essential not only for online banking users but also for businesses and individuals who use Jana Small Finance Bank Ltd in Bikaner for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0005009 for the Pemasar branch of Jana Small Finance Bank Ltd plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jana Small Finance Bank Ltd located in Pemasar, Bikaner, Rajasthan, is provided a unique IFSC like JSFB0005009 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Jana Small Finance Bank Ltd branch in Bikaner.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Bikaner and Bikaner.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Rajasthan and the rest of India, the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Pemasar do not get misguided to another person.
Format of the IFSC Code JSFB0005009
The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Jana Small Finance Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pemasar in Bikaner.
For example, the IFSC Code JSFB0005009 of Jana Small Finance Bank Ltd for the Pemasar branch includes these elements, identifying the bank and the branch location in Bikaner and Rajasthan accurately.
How to Find IFSC Code for Jana Small Finance Bank Ltd?
If you are trying to find the IFSC Code JSFB0005009 of Jana Small Finance Bank Ltd for its Pemasar branch located in Bikaner, the following methods can help:
Cheque Book
The cheque books that are issued by Jana Small Finance Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Jana Small Finance Bank Ltd branches in Bikaner and Bikaner, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Jana Small Finance Bank Ltd and find the branch locator section. Search for Pemasar or Bikaner to get the exact IFSC Code JSFB0005009.
Mobile Banking App
If you use Jana Small Finance Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Jana Small Finance Bank Ltd and Bikaner that will provide accurate information.
How to Use IFSC Code JSFB0005009 for Online Transfers?
If you have the IFSC Code JSFB0005009 for the Pemasar branch of Jana Small Finance Bank Ltd in Bikaner, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JSFB0005009. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0005009.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Pemasar in Bikaner, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Jana Small Finance Bank Ltd in Pemasar, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Jana Small Finance Bank Ltd website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Bikaner manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is JSFB0005009.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Narsing Sagar Road,Sarvoday Basti,Vishal Nagar,Bikaner,Rajasthan-334004 located in Bikaner, Bikaner, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.