Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Shahid Nagar branch in Bhuwaneshwar, Shahid Nagar, Odisha, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Jana Small Finance Bank Ltd located in Bhuwaneshwar or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code JSFB0003252. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Jana Small Finance Bank Ltd, Shahid Nagar, Bhuwaneshwar
Below in the table are the key details related to IFSC Code JSFB0003252 of Jana Small Finance Bank Ltd for its branch located in Bhuwaneshwar, within the district of Shahid Nagar in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | Jana Small Finance Bank Ltd |
| IFSC Code | JSFB0003252 |
| Branch | Shahid Nagar |
| City | Bhuwaneshwar |
| District | Shahid Nagar |
| State | Odisha |
| Address | Jana Small Finance Bank Ltd, Ground Floor, Plot Noa/9, Shahid Nagar, Near Angan Restaurant,Bhubaneshwar, Odisha - 751007 |
These details are important not only for users using online banking but also for businesses and individuals who use Jana Small Finance Bank Ltd in Bhuwaneshwar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code JSFB0003252 for the Shahid Nagar branch of Jana Small Finance Bank Ltd is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jana Small Finance Bank Ltd located in Shahid Nagar, Bhuwaneshwar, Odisha, are given a unique IFSC like JSFB0003252 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bhuwaneshwar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Bhuwaneshwar and Shahid Nagar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Jana Small Finance Bank Ltd in Shahid Nagar goes to the correct branch. This is important because Jana Small Finance Bank Ltd has thousands of branches in Odisha and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code JSFB0003252
The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Jana Small Finance Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shahid Nagar in Bhuwaneshwar.
For example, the IFSC Code JSFB0003252 of Jana Small Finance Bank Ltd for the Shahid Nagar branch includes these elements, identifying the bank and the branch location in Bhuwaneshwar and Odisha accurately.
How to Find IFSC Code for Jana Small Finance Bank Ltd?
To find the IFSC Code JSFB0003252 of Jana Small Finance Bank Ltd for its Shahid Nagar branch located in Bhuwaneshwar, the following methods can help you out:
Cheque Book
The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Jana Small Finance Bank Ltd branches in Bhuwaneshwar and Shahid Nagar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Jana Small Finance Bank Ltd and go to the branch locator section. Then search for Shahid Nagar or Bhuwaneshwar to find the exact IFSC Code JSFB0003252.
Mobile Banking App
If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Jana Small Finance Bank Ltd and Bhuwaneshwar will provide accurate information.
How to Use IFSC Code JSFB0003252 for Online Transfers?
Once you have the IFSC Code JSFB0003252 for the Shahid Nagar branch of Jana Small Finance Bank Ltd in Bhuwaneshwar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code JSFB0003252. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0003252.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jana Small Finance Bank Ltd Shahid Nagar in Bhuwaneshwar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Shahid Nagar, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jana Small Finance Bank Ltd website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Bhuwaneshwar manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is JSFB0003252.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Jana Small Finance Bank Ltd, Ground Floor, Plot Noa/9, Shahid Nagar, Near Angan Restaurant,Bhubaneshwar, Odisha - 751007 located in Bhuwaneshwar, Shahid Nagar, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.