The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Bhopal-Bittan Market branch in Bhopal, Bhopal, Madhya Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Jana Small Finance Bank Ltd located in Bhopal or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code JSFB0003077. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Jana Small Finance Bank Ltd, Bhopal-Bittan Market, Bhopal
Here are some of the key details that come with the IFSC Code JSFB0003077 of Jana Small Finance Bank Ltd for its branch located in Bhopal, within the district of Bhopal in the state of Madhya Pradesh.
| Particulars | Details |
|---|---|
| Bank | Jana Small Finance Bank Ltd |
| IFSC Code | JSFB0003077 |
| Branch | Bhopal-Bittan Market |
| City | Bhopal |
| District | Bhopal |
| State | Madhya Pradesh |
| Address | Jana Small Finance Bank Ltd,1St Floor,B.M.Tower,Plot No.45/A,Banjari Co-Operative Housing Society,Banjari Village,Kolar Road,Bhopal - 462042,India |
These details are important not only for users using online banking but also for businesses and individuals who use Jana Small Finance Bank Ltd in Bhopal for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code JSFB0003077 for the Bhopal-Bittan Market branch of Jana Small Finance Bank Ltd is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jana Small Finance Bank Ltd located in Bhopal-Bittan Market, Bhopal, Madhya Pradesh, are allotted a unique IFSC like JSFB0003077 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bhopal.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Bhopal and Bhopal.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Jana Small Finance Bank Ltd in Bhopal-Bittan Market reaches the right place, even though there are thousands of branches in Madhya Pradesh and across India.
Format of the IFSC Code JSFB0003077
The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Jana Small Finance Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhopal-Bittan Market in Bhopal.
For example, the IFSC Code JSFB0003077 of Jana Small Finance Bank Ltd for the Bhopal-Bittan Market branch includes these elements, identifying the bank and the branch location in Bhopal and Madhya Pradesh accurately.
How to Find IFSC Code for Jana Small Finance Bank Ltd?
If you are trying to find the IFSC Code JSFB0003077 of Jana Small Finance Bank Ltd for its Bhopal-Bittan Market branch located in Bhopal, the following methods can help:
Cheque Book
The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Jana Small Finance Bank Ltd branches in Bhopal and Bhopal, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Jana Small Finance Bank Ltd and navigate to the branch locator section. Search for Bhopal-Bittan Market or Bhopal to get the exact IFSC Code JSFB0003077.
Mobile Banking App
If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jana Small Finance Bank Ltd and Bhopal, you'll get the correct details.
How to Use IFSC Code JSFB0003077 for Online Transfers?
Once you have the IFSC Code JSFB0003077 for the Bhopal-Bittan Market branch of Jana Small Finance Bank Ltd in Bhopal, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JSFB0003077. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0003077.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Bhopal-Bittan Market in Bhopal, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Bhopal-Bittan Market, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jana Small Finance Bank Ltd website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Bhopal manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is JSFB0003077.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Jana Small Finance Bank Ltd,1St Floor,B.M.Tower,Plot No.45/A,Banjari Co-Operative Housing Society,Banjari Village,Kolar Road,Bhopal - 462042,India located in Bhopal, Bhopal, Madhya Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.