The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Bhilwara branch in Bhilwara, Bhilwara, Rajasthan, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Jana Small Finance Bank Ltd located in Bhilwara or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code JSFB0004588. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Jana Small Finance Bank Ltd, Bhilwara, Bhilwara

The table below shows the main details of the IFSC Code JSFB0004588 for the Jana Small Finance Bank Ltd branch in Bhilwara, which falls under the Bhilwara district in Rajasthan.

Particulars Details
Bank Jana Small Finance Bank Ltd
IFSC Code JSFB0004588
Branch Bhilwara
City Bhilwara
District Bhilwara
State Rajasthan
Address Gopal Plaza, Ajmer Road, Opp Bioscope Theatre, Bhilwara,Raj311001

These details help users in online banking and for businesses and individuals who use Jana Small Finance Bank Ltd in Bhilwara for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004588 for the Bhilwara branch of Jana Small Finance Bank Ltd has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like JSFB0004588 is given to every bank branch, including Jana Small Finance Bank Ltd located in Bhilwara, Bhilwara, Rajasthan, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Jana Small Finance Bank Ltd branch in Bhilwara.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Bhilwara and Bhilwara.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Rajasthan and the rest of India, which is why the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Bhilwara doesn't end up at another location.

Format of the IFSC Code JSFB0004588

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Jana Small Finance Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhilwara in Bhilwara.

For example, the IFSC Code JSFB0004588 of Jana Small Finance Bank Ltd for the Bhilwara branch includes these elements, identifying the bank and the branch location in Bhilwara and Rajasthan accurately.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

To find the IFSC Code JSFB0004588 of Jana Small Finance Bank Ltd for its Bhilwara branch located in Bhilwara, the following methods can help you out:

Cheque Book

The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Jana Small Finance Bank Ltd branches in Bhilwara and Bhilwara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and go to the branch locator section. Then search for Bhilwara or Bhilwara to find the exact IFSC Code JSFB0004588.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Jana Small Finance Bank Ltd and Bhilwara will provide accurate information.

How to Use IFSC Code JSFB0004588 for Online Transfers?

Once you have the IFSC Code JSFB0004588 for the Bhilwara branch of Jana Small Finance Bank Ltd in Bhilwara, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JSFB0004588. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004588.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Bhilwara in Bhilwara may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Bhilwara, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jana Small Finance Bank Ltd website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bhilwara to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jana Small Finance Bank Ltd in Bhilwara, Bhilwara?

The IFSC Code is JSFB0004588.

Is the IFSC Code JSFB0004588 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Jana Small Finance Bank Ltd Bhilwara?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bhilwara branch?

The address of the branch is Gopal Plaza, Ajmer Road, Opp Bioscope Theatre, Bhilwara,Raj311001 located in Bhilwara, Bhilwara, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.