IFSC Code of Jana Small Finance Bank Ltd, Waghwadi Rd Bhavnagar, Bhavnagar, Gujarat — JSFB0003149

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Waghwadi Rd Bhavnagar branch in Bhavnagar, Bhavnagar, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Jana Small Finance Bank Ltd located in Bhavnagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code JSFB0003149. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Waghwadi Rd Bhavnagar, Bhavnagar

Here are the main details that are associated with the IFSC Code JSFB0003149 of Jana Small Finance Bank Ltd for its branch located in Bhavnagar, within the district of Bhavnagar in the state of Gujarat.

These details are crucial, not just for online banking users but also for businesses and individuals who use Jana Small Finance Bank Ltd in Bhavnagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0003149 for the Waghwadi Rd Bhavnagar branch of Jana Small Finance Bank Ltd has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jana Small Finance Bank Ltd located in Waghwadi Rd Bhavnagar, Bhavnagar, Gujarat, is provided a unique IFSC like JSFB0003149 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Jana Small Finance Bank Ltd branch in Bhavnagar.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Bhavnagar and Bhavnagar.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Waghwadi Rd Bhavnagar do not get misguided to another person.

Format of the IFSC Code JSFB0003149

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Jana Small Finance Bank Ltd, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Waghwadi Rd Bhavnagar in Bhavnagar.

For example, the IFSC Code JSFB0003149 of Jana Small Finance Bank Ltd for the Waghwadi Rd Bhavnagar branch has these elements, identifying the bank and the branch location in Bhavnagar and Gujarat correctly.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are trying to find the IFSC Code JSFB0003149 of Jana Small Finance Bank Ltd for its Waghwadi Rd Bhavnagar branch located in Bhavnagar, the following methods can help:

Cheque Book

The cheque books that are issued by Jana Small Finance Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Jana Small Finance Bank Ltd branches in Bhavnagar and Bhavnagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and find the branch locator section. Search for Waghwadi Rd Bhavnagar or Bhavnagar to get the exact IFSC Code JSFB0003149.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Jana Small Finance Bank Ltd and Bhavnagar that will provide accurate information.

How to Use IFSC Code JSFB0003149 for Online Transfers?

Once you have the IFSC Code JSFB0003149 for the Waghwadi Rd Bhavnagar branch of Jana Small Finance Bank Ltd in Bhavnagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code JSFB0003149. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0003149.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jana Small Finance Bank Ltd Waghwadi Rd Bhavnagar in Bhavnagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Jana Small Finance Bank Ltd in Waghwadi Rd Bhavnagar, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Jana Small Finance Bank Ltd website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Bhavnagar manage online transfers as well as cheque clearances with ease.