IFSC Code of Jana Small Finance Bank Ltd, Bhatapada, Bhatapada, Odisha — JSFB0004867

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Bhatapada branch in Bhatapada, Bhatapada, Odisha, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Jana Small Finance Bank Ltd located in Bhatapada or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code JSFB0004867. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Bhatapada, Bhatapada

Here are the main details that are associated with the IFSC Code JSFB0004867 of Jana Small Finance Bank Ltd for its branch located in Bhatapada, within the district of Bhatapada in the state of Odisha.

These details help users in online banking and for businesses and individuals who use Jana Small Finance Bank Ltd in Bhatapada for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004867 for the Bhatapada branch of Jana Small Finance Bank Ltd has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jana Small Finance Bank Ltd located in Bhatapada, Bhatapada, Odisha, is provided with a unique IFSC like JSFB0004867 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Jana Small Finance Bank Ltd branch in Bhatapada.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Bhatapada and Bhatapada.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Odisha and the rest of India and the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Bhatapada do not get mixed with another location.

Format of the IFSC Code JSFB0004867

This is the format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Jana Small Finance Bank Ltd, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bhatapada in Bhatapada.

For example, the IFSC Code JSFB0004867 of Jana Small Finance Bank Ltd for the Bhatapada branch includes these elements, identifying the bank and the branch location in Bhatapada and Odisha accurately.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

To find the IFSC Code JSFB0004867 of Jana Small Finance Bank Ltd for its Bhatapada branch located in Bhatapada, the following methods can help you out:

Cheque Book

The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Jana Small Finance Bank Ltd branches in Bhatapada and Bhatapada, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and go to the branch locator section. Then search for Bhatapada or Bhatapada to find the exact IFSC Code JSFB0004867.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Jana Small Finance Bank Ltd and Bhatapada will provide accurate information.

How to Use IFSC Code JSFB0004867 for Online Transfers?

Once you have the IFSC Code JSFB0004867 for the Bhatapada branch of Jana Small Finance Bank Ltd in Bhatapada, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code JSFB0004867. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004867.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jana Small Finance Bank Ltd Bhatapada in Bhatapada, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Bhatapada, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Jana Small Finance Bank Ltd website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bhatapada manage their online transfers and cheque clearances easily.