The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Sindhola branch in Bhadrak, Bhadrak, Odisha, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Jana Small Finance Bank Ltd located in Bhadrak or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code JSFB0004905. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Jana Small Finance Bank Ltd, Sindhola, Bhadrak
The table below shows the main details of the IFSC Code JSFB0004905 for the Jana Small Finance Bank Ltd branch in Bhadrak, which falls under the Bhadrak district in Odisha.
| Particulars | Details |
|---|---|
| Bank | Jana Small Finance Bank Ltd |
| IFSC Code | JSFB0004905 |
| Branch | Sindhola |
| City | Bhadrak |
| District | Bhadrak |
| State | Odisha |
| Address | Jana Small Finance Bank,Sindola Gramapanchayat Office,Po Sindola,Via Tihidi,Dist Bhadrak,Odisha 756130 |
These details helps users in online banking and for businesses and individuals who use Jana Small Finance Bank Ltd in Bhadrak for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004905 for the Sindhola branch of Jana Small Finance Bank Ltd plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jana Small Finance Bank Ltd located in Sindhola, Bhadrak, Odisha, are allotted a unique IFSC like JSFB0004905 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bhadrak.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Bhadrak and Bhadrak.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Jana Small Finance Bank Ltd in Sindhola reaches the right place, even though there are thousands of branches in Odisha and across India.
Format of the IFSC Code JSFB0004905
The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Jana Small Finance Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sindhola in Bhadrak.
For example, the IFSC Code JSFB0004905 of Jana Small Finance Bank Ltd for the Sindhola branch includes these elements, identifying the bank and the branch location in Bhadrak and Odisha accurately.
How to Find IFSC Code for Jana Small Finance Bank Ltd?
To find the IFSC Code JSFB0004905 of Jana Small Finance Bank Ltd for its Sindhola branch located in Bhadrak, the following methods can help you out:
Cheque Book
The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Jana Small Finance Bank Ltd branches in Bhadrak and Bhadrak, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Jana Small Finance Bank Ltd and go to the branch locator section. Then search for Sindhola or Bhadrak to find the exact IFSC Code JSFB0004905.
Mobile Banking App
If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Jana Small Finance Bank Ltd and Bhadrak will provide accurate information.
How to Use IFSC Code JSFB0004905 for Online Transfers?
Once you have the IFSC Code JSFB0004905 for the Sindhola branch of Jana Small Finance Bank Ltd in Bhadrak, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code JSFB0004905. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004905.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jana Small Finance Bank Ltd Sindhola in Bhadrak, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Sindhola, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jana Small Finance Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bhadrak to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is JSFB0004905.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Jana Small Finance Bank,Sindola Gramapanchayat Office,Po Sindola,Via Tihidi,Dist Bhadrak,Odisha 756130 located in Bhadrak, Bhadrak, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.