There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Dadupur branch in Begusarai, Begusarai, Bihar, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Jana Small Finance Bank Ltd situated in Begusarai or anywhere in Bihar can easily transfer funds instantly by using the correct IFSC Code JSFB0005014. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Dadupur, Begusarai

The table below shows the main details of the IFSC Code JSFB0005014 for the Jana Small Finance Bank Ltd branch in Begusarai, which falls under the Begusarai district in Bihar.

Particulars Details
Bank Jana Small Finance Bank Ltd
IFSC Code JSFB0005014
Branch Dadupur
City Begusarai
District Begusarai
State Bihar
Address S/O Ramchandra Chaudhary,O150,Ward No 09,Bachhwara,Dadupur,Bhagwanpur,Begusarai-851111

These details are crucial, not just for online banking users but also for businesses and individuals who use Jana Small Finance Bank Ltd in Begusarai for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0005014 for the Dadupur branch of Jana Small Finance Bank Ltd has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jana Small Finance Bank Ltd located in Dadupur, Begusarai, Bihar, are allotted a unique IFSC like JSFB0005014 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Begusarai.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Begusarai and Begusarai.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Jana Small Finance Bank Ltd in Dadupur reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code JSFB0005014

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Jana Small Finance Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dadupur in Begusarai.

For example, the IFSC Code JSFB0005014 of Jana Small Finance Bank Ltd for the Dadupur branch includes these elements, identifying the bank and the branch location in Begusarai and Bihar correctly.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are looking for the IFSC Code JSFB0005014 of Jana Small Finance Bank Ltd for its Dadupur branch located in Begusarai, the following methods can help:

Cheque Book

The cheque book that is issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Jana Small Finance Bank Ltd branches in Begusarai and Begusarai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Jana Small Finance Bank Ltd and look for the branch locator section, then search for Dadupur or Begusarai to get the exact IFSC Code JSFB0005014.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Jana Small Finance Bank Ltd and Begusarai, then it will provide you proper information.

How to Use IFSC Code JSFB0005014 for Online Transfers?

Once you have the IFSC Code JSFB0005014 for the Dadupur branch of Jana Small Finance Bank Ltd in Begusarai, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code JSFB0005014. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0005014.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jana Small Finance Bank Ltd Dadupur in Begusarai, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Dadupur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jana Small Finance Bank Ltd website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Begusarai to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jana Small Finance Bank Ltd Dadupur Begusarai?

The IFSC Code of the Dadupur Begusarai branch is JSFB0005014.

Is IFSC Code JSFB0005014 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Jana Small Finance Bank Ltd Dadupur branch?

The branch is located at S/O Ramchandra Chaudhary,O150,Ward No 09,Bachhwara,Dadupur,Bhagwanpur,Begusarai-851111.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.