IFSC Code of Jana Small Finance Bank Ltd, Bargarh, Bargarh, Odisha — JSFB0004652

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Bargarh branch in Bargarh, Bargarh, Odisha, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Jana Small Finance Bank Ltd located in Bargarh or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code JSFB0004652. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Bargarh, Bargarh

Here are the main details that are associated with the IFSC Code JSFB0004652 of Jana Small Finance Bank Ltd for its branch located in Bargarh, within the district of Bargarh in the state of Odisha.

These details helps users in online banking and for businesses and individuals who use Jana Small Finance Bank Ltd in Bargarh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004652 for the Bargarh branch of Jana Small Finance Bank Ltd plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jana Small Finance Bank Ltd located in Bargarh, Bargarh, Odisha, is provided a unique IFSC like JSFB0004652 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Jana Small Finance Bank Ltd branch in Bargarh.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Bargarh and Bargarh.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Odisha and the rest of India, the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Bargarh do not get misguided to another person.

Format of the IFSC Code JSFB0004652

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Jana Small Finance Bank Ltd, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bargarh in Bargarh.

For example, the IFSC Code JSFB0004652 of Jana Small Finance Bank Ltd for the Bargarh branch includes these elements, identifying the bank and the branch location in Bargarh and Odisha accurately.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

To find the IFSC Code JSFB0004652 of Jana Small Finance Bank Ltd for its Bargarh branch located in Bargarh, the following methods can help you out:

Cheque Book

The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Jana Small Finance Bank Ltd branches in Bargarh and Bargarh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and go to the branch locator section. Then search for Bargarh or Bargarh to find the exact IFSC Code JSFB0004652.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Jana Small Finance Bank Ltd and Bargarh will provide accurate information.

How to Use IFSC Code JSFB0004652 for Online Transfers?

Once you have the IFSC Code JSFB0004652 for the Bargarh branch of Jana Small Finance Bank Ltd in Bargarh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code JSFB0004652. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004652.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jana Small Finance Bank Ltd Bargarh in Bargarh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Bargarh, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Jana Small Finance Bank Ltd website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bargarh to handle online money transfers and get their cheques cleared smoothly.