The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Bareilly branch in Bareilly, Bareilly, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Jana Small Finance Bank Ltd located in Bareilly or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code JSFB0003129. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Jana Small Finance Bank Ltd, Bareilly, Bareilly

Below in the table are the key details related to IFSC Code JSFB0003129 of Jana Small Finance Bank Ltd for its branch located in Bareilly, within the district of Bareilly in the state of Uttar Pradesh.

Particulars Details
Bank Jana Small Finance Bank Ltd
IFSC Code JSFB0003129
Branch Bareilly
City Bareilly
District Bareilly
State Uttar Pradesh
Address Jana Small Finance Bank Ltd,2Nd Floor,35-A/8,Rampur Garden,Opp.Prabha Cinema,Bareilly -243001

These details are crucial, not just for online banking users but also for businesses and individuals who use Jana Small Finance Bank Ltd in Bareilly for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0003129 for the Bareilly branch of Jana Small Finance Bank Ltd has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jana Small Finance Bank Ltd located in Bareilly, Bareilly, Uttar Pradesh, are allotted a unique IFSC like JSFB0003129 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bareilly.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Bareilly and Bareilly.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Jana Small Finance Bank Ltd in Bareilly reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code JSFB0003129

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Jana Small Finance Bank Ltd, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bareilly in Bareilly.

For example, the IFSC Code JSFB0003129 of Jana Small Finance Bank Ltd for the Bareilly branch includes these elements, identifying the bank and the branch location in Bareilly and Uttar Pradesh accurately.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are trying to find the IFSC Code JSFB0003129 of Jana Small Finance Bank Ltd for its Bareilly branch located in Bareilly, the following methods can help:

Cheque Book

The cheque books that are issued by Jana Small Finance Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Jana Small Finance Bank Ltd branches in Bareilly and Bareilly, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and find the branch locator section. Search for Bareilly or Bareilly to get the exact IFSC Code JSFB0003129.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Jana Small Finance Bank Ltd and Bareilly that will provide accurate information.

How to Use IFSC Code JSFB0003129 for Online Transfers?

Once you have the IFSC Code JSFB0003129 for the Bareilly branch of Jana Small Finance Bank Ltd in Bareilly, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code JSFB0003129. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0003129.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jana Small Finance Bank Ltd Bareilly in Bareilly, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Bareilly, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jana Small Finance Bank Ltd website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bareilly to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jana Small Finance Bank Ltd in Bareilly, Bareilly?

The IFSC Code is JSFB0003129.

Is the IFSC Code JSFB0003129 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Jana Small Finance Bank Ltd Bareilly?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bareilly branch?

The address of the branch is Jana Small Finance Bank Ltd,2Nd Floor,35-A/8,Rampur Garden,Opp.Prabha Cinema,Bareilly -243001 located in Bareilly, Bareilly, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.