For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its K Sathyavara branch in Bangalore Rural, K. Sathyavara, Karnataka, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Jana Small Finance Bank Ltd located in Bangalore Rural or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code JSFB0004701. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, K Sathyavara, Bangalore Rural

Below in the table are the key details related to IFSC Code JSFB0004701 of Jana Small Finance Bank Ltd for its branch located in Bangalore Rural, within the district of K. Sathyavara in the state of Karnataka.

Particulars Details
Bank Jana Small Finance Bank Ltd
IFSC Code JSFB0004701
Branch K Sathyavara
City Bangalore Rural
District K. Sathyavara
State Karnataka
Address Survey No5851,Site No49, K Sathyvara, Nandagudi Hobli Hoskote Talluk, Bangalore Rural District Pin562122

These details are essential not only for online banking users but also for businesses and individuals who use Jana Small Finance Bank Ltd in Bangalore Rural for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004701 for the K Sathyavara branch of Jana Small Finance Bank Ltd plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jana Small Finance Bank Ltd located in K Sathyavara, Bangalore Rural, Karnataka, is provided with a unique IFSC like JSFB0004701 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Jana Small Finance Bank Ltd branch in Bangalore Rural.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Bangalore Rural and K. Sathyavara.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in K Sathyavara do not get mixed with another location.

Format of the IFSC Code JSFB0004701

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Jana Small Finance Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as K Sathyavara in Bangalore Rural.

For example, the IFSC Code JSFB0004701 of Jana Small Finance Bank Ltd for the K Sathyavara branch includes these elements, identifying the bank and the branch location in Bangalore Rural and Karnataka correctly.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

To find the IFSC Code JSFB0004701 of Jana Small Finance Bank Ltd for its K Sathyavara branch located in Bangalore Rural, the following methods can help you out:

Cheque Book

The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Jana Small Finance Bank Ltd branches in Bangalore Rural and K. Sathyavara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and go to the branch locator section. Then search for K Sathyavara or Bangalore Rural to find the exact IFSC Code JSFB0004701.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Jana Small Finance Bank Ltd and Bangalore Rural will provide accurate information.

How to Use IFSC Code JSFB0004701 for Online Transfers?

If you have the IFSC Code JSFB0004701 for the K Sathyavara branch of Jana Small Finance Bank Ltd in Bangalore Rural, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JSFB0004701. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004701.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd K Sathyavara in Bangalore Rural, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Jana Small Finance Bank Ltd in K Sathyavara, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Jana Small Finance Bank Ltd website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Bangalore Rural manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jana Small Finance Bank Ltd K Sathyavara Bangalore Rural?

The IFSC Code of the K Sathyavara Bangalore Rural branch is JSFB0004701.

Is IFSC Code JSFB0004701 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Jana Small Finance Bank Ltd K Sathyavara branch?

The branch is located at Survey No5851,Site No49, K Sathyvara, Nandagudi Hobli Hoskote Talluk, Bangalore Rural District Pin562122.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.