Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Konanakunte branch in Bangalore, Konanakunte, Karnataka, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Jana Small Finance Bank Ltd located in Bangalore or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code JSFB0003183. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Konanakunte, Bangalore

Below in the table are the key details related to IFSC Code JSFB0003183 of Jana Small Finance Bank Ltd for its branch located in Bangalore, within the district of Konanakunte in the state of Karnataka.

Particulars Details
Bank Jana Small Finance Bank Ltd
IFSC Code JSFB0003183
Branch Konanakunte
City Bangalore
District Konanakunte
State Karnataka
Address Jana Small Finance Bank Ltd,1St Floor,Above Dena Bank,Site No.22,Katha No.25,Sharada Nagar,Vasanthpura Main Road,Uttarahalli Hobli,Bangalore - 560061,India

These details are important not only for users using online banking but also for businesses and individuals who use Jana Small Finance Bank Ltd in Bangalore for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code JSFB0003183 for the Konanakunte branch of Jana Small Finance Bank Ltd is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jana Small Finance Bank Ltd located in Konanakunte, Bangalore, Karnataka, are given a unique IFSC like JSFB0003183 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bangalore.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Bangalore and Konanakunte.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Jana Small Finance Bank Ltd in Konanakunte goes to the correct branch. This is important because Jana Small Finance Bank Ltd has thousands of branches in Karnataka and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code JSFB0003183

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Jana Small Finance Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Konanakunte in Bangalore.

For example, the IFSC Code JSFB0003183 of Jana Small Finance Bank Ltd for the Konanakunte branch includes these elements, identifying the bank and the branch location in Bangalore and Karnataka accurately.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

To find the IFSC Code JSFB0003183 of Jana Small Finance Bank Ltd for its Konanakunte branch located in Bangalore, the following methods can help you out:

Cheque Book

The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Jana Small Finance Bank Ltd branches in Bangalore and Konanakunte, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and go to the branch locator section. Then search for Konanakunte or Bangalore to find the exact IFSC Code JSFB0003183.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Jana Small Finance Bank Ltd and Bangalore will provide accurate information.

How to Use IFSC Code JSFB0003183 for Online Transfers?

Once you have the IFSC Code JSFB0003183 for the Konanakunte branch of Jana Small Finance Bank Ltd in Bangalore, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JSFB0003183. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0003183.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Konanakunte in Bangalore, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Konanakunte, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jana Small Finance Bank Ltd website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bangalore to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jana Small Finance Bank Ltd in Konanakunte, Bangalore?

The IFSC Code is JSFB0003183.

Is the IFSC Code JSFB0003183 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Jana Small Finance Bank Ltd Konanakunte?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Konanakunte branch?

The address of the branch is Jana Small Finance Bank Ltd,1St Floor,Above Dena Bank,Site No.22,Katha No.25,Sharada Nagar,Vasanthpura Main Road,Uttarahalli Hobli,Bangalore - 560061,India located in Bangalore, Konanakunte, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.