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IFSC Code of Jana Small Finance Bank Ltd, Hsr Layout, Bangalore, Karnataka — JSFB0004751

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Hsr Layout branch in Bangalore, Bangalore, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Jana Small Finance Bank Ltd located in Bangalore or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code JSFB0004751. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Jana Small Finance Bank Ltd, Hsr Layout, Bangalore

Here are the main details that are associated with the IFSC Code JSFB0004751 of Jana Small Finance Bank Ltd for its branch located in Bangalore, within the district of Bangalore in the state of Karnataka.

Particulars Details
Bank Jana Small Finance Bank Ltd
IFSC Code JSFB0004751
Branch Hsr Layout
City Bangalore
District Bangalore
State Karnataka
Address 140L,Hsr Layout ,5Th Main, 6Th Sector, Bangalore 560034

These details help users in online banking and for businesses and individuals who use Jana Small Finance Bank Ltd in Bangalore for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004751 for the Hsr Layout branch of Jana Small Finance Bank Ltd has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jana Small Finance Bank Ltd located in Hsr Layout, Bangalore, Karnataka, are given a unique IFSC like JSFB0004751 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bangalore.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Bangalore and Bangalore.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Jana Small Finance Bank Ltd in Hsr Layout goes to the correct branch. This is important because Jana Small Finance Bank Ltd has thousands of branches in Karnataka and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code JSFB0004751

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Jana Small Finance Bank Ltd, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Hsr Layout in Bangalore.

For example, the IFSC Code JSFB0004751 of Jana Small Finance Bank Ltd for the Hsr Layout branch has these elements, identifying the bank and the branch location in Bangalore and Karnataka correctly.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are trying to find the IFSC Code JSFB0004751 of Jana Small Finance Bank Ltd for its Hsr Layout branch located in Bangalore, the following methods can help:

Cheque Book

The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Jana Small Finance Bank Ltd branches in Bangalore and Bangalore, print them on the first page of your passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and navigate to the branch locator section. Search for Hsr Layout or Bangalore to get the exact IFSC Code JSFB0004751.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jana Small Finance Bank Ltd and Bangalore, you'll get the correct details.

How to Use IFSC Code JSFB0004751 for Online Transfers?

Once you have the IFSC Code JSFB0004751 for the Hsr Layout branch of Jana Small Finance Bank Ltd in Bangalore, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JSFB0004751. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004751.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Hsr Layout in Bangalore, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Hsr Layout, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jana Small Finance Bank Ltd website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bangalore to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jana Small Finance Bank Ltd in Hsr Layout, Bangalore?

The IFSC Code is JSFB0004751.

Is the IFSC Code JSFB0004751 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Jana Small Finance Bank Ltd Hsr Layout?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Hsr Layout branch?

The address of the branch is 140L,Hsr Layout ,5Th Main, 6Th Sector, Bangalore 560034 located in Bangalore, Bangalore, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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