Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Jana Small Finance Bank Ltd for its Limbodara branch in Arvalli, Limbodara, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Jana Small Finance Bank Ltd located in Arvalli or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code JSFB0004925. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Limbodara, Arvalli

The table below shows the main details of the IFSC Code JSFB0004925 for the Jana Small Finance Bank Ltd branch in Arvalli, which falls under the Limbodara district in Gujarat.

Particulars Details
Bank Jana Small Finance Bank Ltd
IFSC Code JSFB0004925
Branch Limbodara
City Arvalli
District Limbodara
State Gujarat
Address Jana Small Finance Bank Ltd,Plot No.230,First Floor,Near Bhagvati Sadi Center,Ramgadhi Taluka-Meghraj,Dist-Arvalli,Gujarat 383350

These details are essential not only for online banking users but also for businesses and individuals who use Jana Small Finance Bank Ltd in Arvalli for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004925 for the Limbodara branch of Jana Small Finance Bank Ltd plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jana Small Finance Bank Ltd located in Limbodara, Arvalli, Gujarat, are given a unique IFSC like JSFB0004925 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Arvalli.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Arvalli and Limbodara.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Jana Small Finance Bank Ltd in Limbodara goes to the correct branch. This is important because Jana Small Finance Bank Ltd has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code JSFB0004925

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Jana Small Finance Bank Ltd, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Limbodara in Arvalli.

For example, the IFSC Code JSFB0004925 of Jana Small Finance Bank Ltd for the Limbodara branch has these elements, identifying the bank and the branch location in Arvalli and Gujarat correctly.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are trying to find the IFSC Code JSFB0004925 of Jana Small Finance Bank Ltd for its Limbodara branch located in Arvalli, the following methods can help:

Cheque Book

The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Jana Small Finance Bank Ltd branches in Arvalli and Limbodara, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and navigate to the branch locator section. Search for Limbodara or Arvalli to get the exact IFSC Code JSFB0004925.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jana Small Finance Bank Ltd and Arvalli, you'll get the correct details.

How to Use IFSC Code JSFB0004925 for Online Transfers?

Once you have the IFSC Code JSFB0004925 for the Limbodara branch of Jana Small Finance Bank Ltd in Arvalli, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JSFB0004925. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004925.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Limbodara in Arvalli may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Jana Small Finance Bank Ltd in Limbodara, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Jana Small Finance Bank Ltd website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Arvalli manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jana Small Finance Bank Ltd Limbodara Arvalli?

The IFSC Code of the Limbodara Arvalli branch is JSFB0004925.

Is IFSC Code JSFB0004925 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Jana Small Finance Bank Ltd Limbodara branch?

The branch is located at Jana Small Finance Bank Ltd,Plot No.230,First Floor,Near Bhagvati Sadi Center,Ramgadhi Taluka-Meghraj,Dist-Arvalli,Gujarat 383350.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.