Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Chandkheda branch in Ahmedabad, Chandkheda, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Jana Small Finance Bank Ltd located in Ahmedabad or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code JSFB0004516. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Chandkheda, Ahmedabad

Here are the main details that are associated with the IFSC Code JSFB0004516 of Jana Small Finance Bank Ltd for its branch located in Ahmedabad, within the district of Chandkheda in the state of Gujarat.

Particulars Details
Bank Jana Small Finance Bank Ltd
IFSC Code JSFB0004516
Branch Chandkheda
City Ahmedabad
District Chandkheda
State Gujarat
Address Jana Small Finance Bank,1 Floor,101,Sigma Arcade,Above Vijay Sales,New Visat Petrol Pumo,Chandkheda,Ahmedabad 382424

These details help users in online banking and for businesses and individuals who use Jana Small Finance Bank Ltd in Ahmedabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004516 for the Chandkheda branch of Jana Small Finance Bank Ltd has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jana Small Finance Bank Ltd located in Chandkheda, Ahmedabad, Gujarat, is provided a unique IFSC like JSFB0004516 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Jana Small Finance Bank Ltd branch in Ahmedabad.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Ahmedabad and Chandkheda.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Chandkheda do not get misguided to another person.

Format of the IFSC Code JSFB0004516

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Jana Small Finance Bank Ltd, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chandkheda in Ahmedabad.

For example, the IFSC Code JSFB0004516 of Jana Small Finance Bank Ltd for the Chandkheda branch includes these elements, identifying the bank and the branch location in Ahmedabad and Gujarat accurately.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are trying to find the IFSC Code JSFB0004516 of Jana Small Finance Bank Ltd for its Chandkheda branch located in Ahmedabad, the following methods can help:

Cheque Book

The cheque books that are issued by Jana Small Finance Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Jana Small Finance Bank Ltd branches in Ahmedabad and Chandkheda, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and find the branch locator section. Search for Chandkheda or Ahmedabad to get the exact IFSC Code JSFB0004516.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Jana Small Finance Bank Ltd and Ahmedabad that will provide accurate information.

How to Use IFSC Code JSFB0004516 for Online Transfers?

Once you have the IFSC Code JSFB0004516 for the Chandkheda branch of Jana Small Finance Bank Ltd in Ahmedabad, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JSFB0004516. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004516.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Chandkheda in Ahmedabad, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Chandkheda, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jana Small Finance Bank Ltd website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Ahmedabad manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jana Small Finance Bank Ltd in Chandkheda, Ahmedabad?

The IFSC Code is JSFB0004516.

Is the IFSC Code JSFB0004516 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Jana Small Finance Bank Ltd Chandkheda?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Chandkheda branch?

The address of the branch is Jana Small Finance Bank,1 Floor,101,Sigma Arcade,Above Vijay Sales,New Visat Petrol Pumo,Chandkheda,Ahmedabad 382424 located in Ahmedabad, Chandkheda, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.