Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Jana Small Finance Bank Ltd for its Ranchi branch in Aci, Ranchi, or Jharkhand, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Jana Small Finance Bank Ltd located in Aci or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code JSFB0004785. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Jana Small Finance Bank Ltd, Ranchi, Aci
The table below shows the main details of the IFSC Code JSFB0004785 for the Jana Small Finance Bank Ltd branch in Aci, which falls under the Ranchi district in Jharkhand.
| Particulars | Details |
|---|---|
| Bank | Jana Small Finance Bank Ltd |
| IFSC Code | JSFB0004785 |
| Branch | Ranchi |
| City | Aci |
| District | Ranchi |
| State | Jharkhand |
| Address | Tdgsfvasmsgdkdc-3(Jd) |
These details are crucial, not just for online banking users but also for businesses and individuals who use Jana Small Finance Bank Ltd in Aci for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004785 for the Ranchi branch of Jana Small Finance Bank Ltd has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jana Small Finance Bank Ltd located in Ranchi, Aci, Jharkhand, is provided with a unique IFSC like JSFB0004785 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Jana Small Finance Bank Ltd branch in Aci.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Aci and Ranchi.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Jharkhand and the rest of India and the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Ranchi do not get mixed with another location.
Format of the IFSC Code JSFB0004785
The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Jana Small Finance Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ranchi in Aci.
For example, the IFSC Code JSFB0004785 of Jana Small Finance Bank Ltd for the Ranchi branch includes these elements, identifying the bank and the branch location in Aci and Jharkhand correctly.
How to Find IFSC Code for Jana Small Finance Bank Ltd?
If you are trying to find the IFSC Code JSFB0004785 of Jana Small Finance Bank Ltd for its Ranchi branch located in Aci, the following methods can help:
Cheque Book
The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Jana Small Finance Bank Ltd branches in Aci and Ranchi, print them on the first page of your passbook.
Bank Website
Visit the official website of Jana Small Finance Bank Ltd and navigate to the branch locator section. Search for Ranchi or Aci to get the exact IFSC Code JSFB0004785.
Mobile Banking App
If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jana Small Finance Bank Ltd and Aci, you'll get the correct details.
How to Use IFSC Code JSFB0004785 for Online Transfers?
Once you have the IFSC Code JSFB0004785 for the Ranchi branch of Jana Small Finance Bank Ltd in Aci, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JSFB0004785. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004785.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Ranchi in Aci, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Ranchi, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jana Small Finance Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Aci to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is JSFB0004785.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Tdgsfvasmsgdkdc-3(Jd) located in Aci, Ranchi, Jharkhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.