For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Jammu And Kashmir Bank Limited for its Tengpora Srinagar branch in Srinagar, Srinagar, Jammu And Kashmir, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Jammu And Kashmir Bank Limited located in Srinagar or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code JAKA0TENGPO. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Jammu And Kashmir Bank Limited, Tengpora Srinagar, Srinagar
Here are some of the key details that come with the IFSC Code JAKA0TENGPO of Jammu And Kashmir Bank Limited for its branch located in Srinagar, within the district of Srinagar in the state of Jammu And Kashmir.
| Particulars | Details |
|---|---|
| Bank | Jammu And Kashmir Bank Limited |
| IFSC Code | JAKA0TENGPO |
| Branch | Tengpora Srinagar |
| City | Srinagar |
| District | Srinagar |
| State | Jammu And Kashmir |
| Address | Tengpora,Post Office New Secretariat Srinagar,Tehsil Shalteng South,District Srinagar,Pincode 190009 |
These details are important not only for users using online banking but also for businesses and individuals who use Jammu And Kashmir Bank Limited in Srinagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code JAKA0TENGPO for the Tengpora Srinagar branch of Jammu And Kashmir Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jammu And Kashmir Bank Limited located in Tengpora Srinagar, Srinagar, Jammu And Kashmir, are allotted a unique IFSC like JAKA0TENGPO to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Srinagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Srinagar and Srinagar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Jammu And Kashmir Bank Limited in Tengpora Srinagar reaches the right place, even though there are thousands of branches in Jammu And Kashmir and across India.
Format of the IFSC Code JAKA0TENGPO
The format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Jammu And Kashmir Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tengpora Srinagar in Srinagar.
For example, the IFSC Code JAKA0TENGPO of Jammu And Kashmir Bank Limited for the Tengpora Srinagar branch includes these elements, identifying the bank and the branch location in Srinagar and Jammu And Kashmir accurately.
How to Find IFSC Code for Jammu And Kashmir Bank Limited?
If you are trying to find the IFSC Code JAKA0TENGPO of Jammu And Kashmir Bank Limited for its Tengpora Srinagar branch located in Srinagar, the following methods can help:
Cheque Book
The cheque books that are issued by Jammu And Kashmir Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Jammu And Kashmir Bank Limited branches in Srinagar and Srinagar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Jammu And Kashmir Bank Limited and find the branch locator section. Search for Tengpora Srinagar or Srinagar to get the exact IFSC Code JAKA0TENGPO.
Mobile Banking App
If you use Jammu And Kashmir Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Jammu And Kashmir Bank Limited and Srinagar that will provide accurate information.
How to Use IFSC Code JAKA0TENGPO for Online Transfers?
Once you have the IFSC Code JAKA0TENGPO for the Tengpora Srinagar branch of Jammu And Kashmir Bank Limited in Srinagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code JAKA0TENGPO. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0TENGPO.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jammu And Kashmir Bank Limited Tengpora Srinagar in Srinagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Jammu And Kashmir Bank Limited in Tengpora Srinagar, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Jammu And Kashmir Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Srinagar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is JAKA0TENGPO.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Tengpora,Post Office New Secretariat Srinagar,Tehsil Shalteng South,District Srinagar,Pincode 190009 located in Srinagar, Srinagar, Jammu And Kashmir.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.